Senior Manager

6 days ago

Mumbai, Maharashtra, India ak capital services Full time ₹ 6,00,000 - ₹ 18,00,000 per year

Department

Credit

Job posted on

Oct 27, 2025

Employment type

Fulltime-Probationary

Job Summary: We are seeking a highly skilled and analytical Credit folk to join our growing team. The ideal candidate will have 4-8 years of experience in credit underwriting of corporate clients preferably with exposure to Mid-market financial sector and NBFC clients. A background in accounting audit and/or forensic audit will be considered a strong advantage.

Key Responsibilities:

Perform end-to-end credit underwriting for wholesale and mid-market corporate clients, primarily in the financial sector.

Conduct detailed analysis of financial statements, assess creditworthiness, and identify key business and financial risks.

Structure and recommend credit facilities in line with internal policies and risk appetite.

Collaborate with business teams to understand client requirements and ensure appropriate credit structuring.

Prepare and present comprehensive credit appraisal notes for approval committees.

Continuously monitor portfolio performance and highlight early warning signals and credit deterioration.

Ensure compliance with regulatory guidelines, internal credit policies, and documentation standards.

Leverage experience in accounting audits to assess financial integrity and detect potential red flags.

Apply forensic audit insights where relevant to identify misrepresentations or financial irregularities.

Qualifications & Experience:

Chartered Accountant (CA) and/or Chartered Financial Analyst (CFA) preferred.

 4–8 years of experience in wholesale credit underwriting, with a focus on financial sector clients.

Prior experience in accounting audits of corporates; forensic audit exposure is an added advantage.

Strong understanding of financial analysis, risk assessment methodologies, and credit structuring.

Strong Excel Skills

Decent Communication and Interpersonal skills

Working knowledge of RBI guidelines, regulatory frameworks, and industry best practices.

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