Senior Product Manager
4 days ago
Company Description
Photon is a global leader in AI-driven solutions and digital innovation, empowering businesses to embrace DigitalHyperExpansion and accelerate AI adoption. Partnering with 40% of Fortune 100 companies, Photon supports organizations in staying agile and future-ready in a rapidly evolving digital landscape. With thousands of employees across multiple countries, Photon delivers lasting transformation through expertise in AI leadership, product design, and engineering. By driving billions of digital interactions daily, Photon creates value for its clients worldwide. Learn more at
Location:
Chennai/Bengaluru/Pune
Experience:
7+ years (Banking / Financial Services preferred/
Merchant Acquiring or Embedded Finance Domain
.)
Department:
Product Management
Role Description
We are seeking a highly analytical and detail-oriented Sr. Product Manager
with strong experience in the
Merchant Acquiring or Embedded Finance Domain
. The ideal candidate will act as a bridge between business stakeholders and engineering teams — driving clarity through detailed product documentation, transaction and funding flow design, and precise technical collaboration.
Key Responsibilities
- Requirements Gathering & Documentation
- Create comprehensive
Product Requirement Documents (PRDs)
and detailed
functional specifications
.
- Document
product flows
,
transaction lifecycles
, and
funding processes
for digital banking or payments systems.
- Maintain up-to-date
user stories
,
acceptance criteria
, and
business rules
in collaboration with product managers.
- Technical Collaboration & Delivery Support
- Act as a
senior business analyst
and primary liaison between
product
,
engineering
, and
QA
teams.
- Partner with technical leads to translate business requirements into
technical design specifications
.
- Work with
API teams
,
UI/UX designers
, and
data analysts
to ensure alignment with product goals.
- Process & Flow Design
- Develop detailed
process maps
,
data flow diagrams
, and
system interaction flows
using tools like Visio, Lucidchart, or Miro.
- Ensure accuracy of transaction journeys — from initiation to settlement — including all
funding and reconciliation steps
.
- Product & Release Management
- Participate in
backlog grooming
,
sprint planning
, and
UAT coordination
.
- Review QA test cases and validate outcomes against business requirements.
- Track delivery milestones and ensure high-quality, on-time release execution.
Core Skills & Competencies
- Strong expertise in
writing requirements
,
business process mapping
, and
transaction flow documentation
.
- Proven experience working with
engineering and product teams
in an Agile environment.
- Hands-on with
JIRA
,
Confluence
,
Lucidchart
,
MS Visio
, or similar tools.
- Excellent communication and stakeholder management skills — both business and technical.
- Analytical mindset with attention to detail, structure, and accuracy.
Preferred Experience
- 7+ years of relevant experience as a Sr
Product Manager
in Merchant Acquiring or Embedded Finance Domain
- Familiarity with
Merchant pay-ins and Payouts, Instructional funding, and embedded finance
- Exposure to
APIs, microservices
, and
modern digital banking platforms
is highly desirable.
Education
- Bachelor's degree in Business Administration, Information Systems, Computer Science, or related field.
- Certification in Agile / Scrum or Business Analysis (e.g., CBAP) is a plus.
-
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