Senior Product Manager

4 days ago


Greater Chennai Area, India Photon Full time ₹ 12,00,000 - ₹ 36,00,000 per year

Company Description

Photon is a global leader in AI-driven solutions and digital innovation, empowering businesses to embrace DigitalHyperExpansion and accelerate AI adoption. Partnering with 40% of Fortune 100 companies, Photon supports organizations in staying agile and future-ready in a rapidly evolving digital landscape. With thousands of employees across multiple countries, Photon delivers lasting transformation through expertise in AI leadership, product design, and engineering. By driving billions of digital interactions daily, Photon creates value for its clients worldwide. Learn more at

Location:

Chennai/Bengaluru/Pune  

Experience:

7+ years (Banking / Financial Services preferred/
Merchant Acquiring or Embedded Finance Domain

.)  

Department:

Product Management  

Role Description

We are seeking a highly analytical and detail-oriented Sr. Product Manager

with strong experience in the 
Merchant Acquiring or Embedded Finance Domain

. The ideal candidate will act as a bridge between business stakeholders and engineering teams — driving clarity through detailed product documentation, transaction and funding flow design, and precise technical collaboration.  

Key Responsibilities

  • Requirements Gathering & Documentation
  • Create comprehensive 
    Product Requirement Documents (PRDs)

and detailed 
functional specifications

.
- Document 
product flows


transaction lifecycles

, and 
funding processes

for digital banking or payments systems.
- Maintain up-to-date 
user stories


acceptance criteria

, and 
business rules

in collaboration with product managers.
- Technical Collaboration & Delivery Support
- Act as a 
senior business analyst

and primary liaison between 
product


engineering

, and 
QA

teams.
- Partner with technical leads to translate business requirements into 
technical design specifications

.
- Work with 
API teams


UI/UX designers

, and 
data analysts

to ensure alignment with product goals.
- Process & Flow Design
- Develop detailed 
process maps


data flow diagrams

, and 
system interaction flows

using tools like Visio, Lucidchart, or Miro.
- Ensure accuracy of transaction journeys — from initiation to settlement — including all 
funding and reconciliation steps

.
- Product & Release Management
- Participate in 
backlog grooming


sprint planning

, and 
UAT coordination

.
- Review QA test cases and validate outcomes against business requirements.
- Track delivery milestones and ensure high-quality, on-time release execution.

Core Skills & Competencies

  • Strong expertise in 
    writing requirements


business process mapping

, and 
transaction flow documentation

.
- Proven experience working with 
engineering and product teams

in an Agile environment.
- Hands-on with 
JIRA


Confluence


Lucidchart


MS Visio

, or similar tools.
- Excellent communication and stakeholder management skills — both business and technical.
- Analytical mindset with attention to detail, structure, and accuracy.

Preferred Experience

  • 7+ years of relevant experience as a Sr 

Product Manager
in Merchant Acquiring or Embedded Finance Domain
- Familiarity with
Merchant pay-ins and Payouts, Instructional funding, and embedded finance
- Exposure to 
APIs, microservices

, and 
modern digital banking platforms

is highly desirable.

Education

  • Bachelor's degree in Business Administration, Information Systems, Computer Science, or related field.
  • Certification in Agile / Scrum or Business Analysis (e.g., CBAP) is a plus.


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