AVP/VP - Credit Officer
19 hours ago
Sumitomo Mitsui Banking Corporation
Scope and Dimension
- Will be responsible for the review and assessment of credit risk and will seek approval from relevant authorities by preparing the analysis material.
- Geographical / Functional Coverage – India, Credit Department (2nd line)
- Direct/Indirect report – Nil
- Initially, no approval authority will be given initially, but will be considered in future depending on performance and experience.
Job Responsibilities
- To review and assess several types of credit applications submitted from business units independently and neutrally. To make concise but adequate executive summary to seek approval from relevant authorities.
- Establish an adequate action plan for credits to be likely to deteriorate to minimize credit costs.
- Manage and maintain the accuracy of registration of deal details and credit monitoring in the internal system, and to instruct business units to modify data if necessary.
- Conduct credit portfolio analysis in terms of countries, corporate groups, industry commodity / segments, currency risks, internal grading, type of financial product, etc. from time to time.
- Monitor and proactively control credit exposures under large corporates and/or certain industries for increased concern on concentration and industry risks, in cooperation with other relevant teams / departments.
- Discuss with business units to improve credit risk management, if deemed necessary.
Requirements
1. Bachelor's degree; qualifications in corporate finance,financial analysis, credit risk management.
Experience in credit analysis / credit approval department offinancial institutions, rating agencies, etc.
Strong credit analysis and due diligence skills. Ability toprepare clear and concise credit recommendations.
Excellent organising and planning skills. Team playerattributes.
Excellent communication skills (written and spoken)
The Credit Officer will be responsible for independently reviewing and assessing credit risk for various credit applications submitted by business units, preparing executive summaries, and seeking approvals from relevant authorities. The role involves proactive credit portfolio analysis, monitoring credit exposures, and collaborating with business units to improve credit risk management.
-
VP/ AVP Financial Research
4 weeks ago
Mumbai, Maharashtra, India Axience Full timeAbout the CompanyAxience is a professional business services firm, established with a credo of delivering "Integrated Bespoke Solutions" for our clientsWe provide high quality bespoke and boutique style financial and business research services and have established ourselves as a well-regarded research firm delivering value-added and complex work to a strong...
-
VP/ AVP Financial Research
3 weeks ago
Mumbai, Maharashtra, India Axience Full timeAbout the Company- Axience is a professional business services firm, established with a credo of delivering "Integrated Bespoke Solutions" for our clients- We provide high quality bespoke and boutique style financial and business research services and have established ourselves as a well-regarded research firm delivering value-added and complex work to a...
-
VP/ AVP Financial Research
3 weeks ago
Mumbai, Maharashtra, India Axience Full timeAbout the CompanyAxience is a professional business services firm, established with a credo of delivering "Integrated Bespoke Solutions" for our clientsWe provide high quality bespoke and boutique style financial and business research services and have established ourselves as a well-regarded research firm delivering value-added and complex work to a strong...
-
VP/ AVP Financial Research
3 weeks ago
Mumbai, Maharashtra, India Axience Full timeAbout the Company Axience is a professional business services firm, established with a credo of delivering "Integrated Bespoke Solutions" for our clients We provide high quality bespoke and boutique style financial and business research services and have established ourselves as a well-regarded research firm delivering value-added and complex work to a...
-
AVP/VP- Advisory
3 weeks ago
Mumbai, Maharashtra, India Value Innovation Labs Full timeWe're Hiring | AVP / DVP / VP – Consulting & ValuationRole OverviewWe are looking for a dynamic and experienced leader to join our Consulting & Valuation team. This role will play a pivotal part in driving engagements with government bodies, agencies, and private clients—providing strategic counsel on real estate development, policy formulation, and...
-
AVP/VP- Advisory
3 weeks ago
Mumbai, Maharashtra, India Value Innovation Labs Full timeWe're Hiring | AVP / DVP / VP – Consulting & Valuation Role Overview We are looking for a dynamic and experienced leader to join our Consulting & Valuation team . This role will play a pivotal part in driving engagements with government bodies, agencies, and private clients—providing strategic counsel on real estate development, policy formulation, and...
-
AVP/VP- Advisory
2 weeks ago
Mumbai, Maharashtra, India Value Innovation Labs Full timeWe're Hiring | AVP / DVP / VP – Consulting & ValuationRole OverviewWe are looking for a dynamic and experienced leader to join our Consulting & Valuation team. This role will play a pivotal part in driving engagements with government bodies, agencies, and private clients—providing strategic counsel on real estate development, policy formulation, and...
-
AVP - Credit
3 weeks ago
Mumbai, Maharashtra, India Anand Rathi Global Finance Limited Full timeWe are looking for a skilled professional to join our Credit team as an AVP - Credit . The role involves credit appraisal, risk assessment, policy adherence, and ensuring quality underwriting for Loan Against Property (LAP). Interested candidates can share their resume at :
-
AVP - Credit
3 weeks ago
Mumbai, Maharashtra, India Anand Rathi Global Finance Limited Full timeWe are looking for a skilled professional to join our Credit team as an AVP - Credit. The role involves credit appraisal, risk assessment, policy adherence, and ensuring quality underwriting for Loan Against Property (LAP).Interested candidates can share their resume at: saraswatibhatt@rathi.com
-
Manager - Corporate Credit Analyst T500-13061
4 weeks ago
Mumbai, Maharashtra, India Talent500 Full timeAbout the Role Position Title: Corporate Credit Analyst Corporate Title: AVP Internal Title: AVP Reporting to: VP / Director Location: Mumbai Job Profile Purpose of Role: The Credit Analysis Team is setup for centralizing the credit analysis function for its corporate clients globally. We are looking for an ambitious credit analyst to cover a...
