Field Officer
20 hours ago
Job Title: Field Officer – Microfinance
Location: Kumbakonam
Reports to: Branch Manager / Area Manager
Job Summary:
The Field Officer in Microfinance is responsible for mobilizing, verifying, disbursing, and collecting micro-loans from clients, typically in rural or semi-urban areas. The role involves extensive fieldwork, group formation, community engagement, and ensuring on-time recovery while building trust and awareness about financial products.
Key Responsibilities:
- Client Acquisition: Identify potential clients in villages or towns and create awareness about microfinance products.
- Group Formation: Organize Joint Liability Groups (JLGs) and Self-Help Groups (SHGs); conduct training and orientation sessions.
- Loan Processing: Verify customer documents, perform field checks, and assist with KYC procedures.
- Loan Disbursement: Coordinate loan disbursement activities and ensure clients understand repayment terms.
- Recovery: Ensure timely collection of EMIs through field visits; follow up on overdue payments and maintain collection discipline.
- Record Keeping: Maintain accurate records of clients, repayments, and group meetings in both physical and digital formats.
- Reporting: Submit daily/weekly reports on disbursements, collections, and client feedback.
- Compliance: Ensure all field activities are conducted in accordance with RBI guidelines and internal company policies.
Required Skills and Qualifications:
- Education: Minimum 12th Pass; Graduate preferred.
- Experience: 0–3 years in microfinance, field sales, or rural outreach.
- Skills:
- Good communication in local language.
- Basic math and data entry skills.
- Knowledge of the rural financial ecosystem is a plus.
- Other Requirements:
- Willingness to travel extensively.
- Two-wheeler and valid driving license (preferred).
- Strong sense of integrity and community engagement.
Key Attributes:
- Honest, empathetic, and people-oriented.
- Physically fit and comfortable working in rural field conditions.
- Able to manage pressure and meet daily operational targets.
Contact:-
/
Job Types: Full-time, Fresher
Pay: ₹15, ₹23,000.00 per month
Benefits:
- Cell phone reimbursement
- Health insurance
- Paid time off
- Provident Fund
Work Location: In person
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