Field Officer

18 hours ago

Kumbakonam, Tamil Nadu, India Pragati Finserv Full time ₹ 2,30,000 - ₹ 2,90,000 per year

Job Title: Field Officer – Microfinance

Location: Kumbakonam

Reports to: Branch Manager / Area Manager

Job Summary:

The Field Officer in Microfinance is responsible for mobilizing, verifying, disbursing, and collecting micro-loans from clients, typically in rural or semi-urban areas. The role involves extensive fieldwork, group formation, community engagement, and ensuring on-time recovery while building trust and awareness about financial products.

Key Responsibilities:

  • Client Acquisition: Identify potential clients in villages or towns and create awareness about microfinance products.
  • Group Formation: Organize Joint Liability Groups (JLGs) and Self-Help Groups (SHGs); conduct training and orientation sessions.
  • Loan Processing: Verify customer documents, perform field checks, and assist with KYC procedures.
  • Loan Disbursement: Coordinate loan disbursement activities and ensure clients understand repayment terms.
  • Recovery: Ensure timely collection of EMIs through field visits; follow up on overdue payments and maintain collection discipline.
  • Record Keeping: Maintain accurate records of clients, repayments, and group meetings in both physical and digital formats.
  • Reporting: Submit daily/weekly reports on disbursements, collections, and client feedback.
  • Compliance: Ensure all field activities are conducted in accordance with RBI guidelines and internal company policies.

Required Skills and Qualifications:

  • Education: Minimum 12th Pass; Graduate preferred.
  • Experience: 0–3 years in microfinance, field sales, or rural outreach.
  • Skills:
  • Good communication in local language.
  • Basic math and data entry skills.
  • Knowledge of the rural financial ecosystem is a plus.
  • Other Requirements:
  • Willingness to travel extensively.
  • Two-wheeler and valid driving license (preferred).
  • Strong sense of integrity and community engagement.

Key Attributes:

  • Honest, empathetic, and people-oriented.
  • Physically fit and comfortable working in rural field conditions.
  • Able to manage pressure and meet daily operational targets.

Contact:-

/

Job Types: Full-time, Fresher

Pay: ₹15, ₹23,000.00 per month

Benefits:

  • Cell phone reimbursement
  • Health insurance
  • Paid time off
  • Provident Fund

Work Location: In person

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