Credit Analyst

4 days ago

Bengaluru, Karnataka, India ABB Full time ₹ 5,00,000 - ₹ 20,00,000 per year

At ABB, we help industries outrun - leaner and cleaner. Here, progress is an expectation - for you, your team, and the world. As a global market leader, we'll give you what you need to make it happen. It won't always be easy, growing takes grit. But at ABB, you'll never run alone. Run what runs the world.

This Position reports to:

Accounting & Reporting Manager - Account


Your role and responsibilities (Mandatory)

  • Supporting part of portfolio of 70+ countries with more than 65 thousand customers
  • Credit limit authorization within threshold up to - depending on the size of the country - 200K USD for a large country, 100K USD for a medium country and 50K USD for a small country
  • Presenting general knowledge in Credit Risk Management process, understanding the differences of the country specifics across the organization
  • Participating in the Credit Circle sessions with the Global O2C Process Owners, Head of Global Credit Risk Management and Team Leader Credit Management
  • Regular liaising with Internal and External Stakeholders (Front Office/Business/3rd Party Customers located globally)
  • Assisting and giving advice in credit-related matters to Team Leader Credit Management
  • Analyzing the creditworthiness of both new (credit assessments) and existing (credit reassessments) customers and making recommendations on their credit rating and credit limits
  • Conducting annual/monthly credit limit review of customers for countries in scope
  • Researching companies, gathering and analyzing financial and non-financial information from available sources to develop an understanding of customer's credit profile to make credit recommendation and provide partnership to the Business

Qualification of the role:

  • 1-3 years' experience in credit analysis or credit control, acting as Junior Credit Specialist/Credit Specialist or similar role in a global organization
  • Master's/bachelor's degree in Finance, Banking, Accounting or Financial Audit
  • Strong analytical, interpersonal and communication skills
  • An ability of analyzing financial reports: P&L, Balance Sheet, Cash Flow statement and credit bureau reports
  • An ability to cooperate in a dynamic and learning environment, to develop good relationship with Business and other supporting teams and be able to present key credit risks in complicated deal structures, to make sure that credit risk is addressed and Accounts Receivables collection is secured
  • Experience of governing credit risk in an evolving environment
  • High level of accuracy and attention to details, pro-active and "can do" attitude

We value people from different backgrounds. Could this be your story? Apply today or visit to read more about us and learn about the impact of our solutions across the globe.

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We never ask for money from job applicants.

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