
Credit Manager-
23 hours ago
Role & responsibilities -
- Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility of hubs and service centers
- Customer Interaction to understand needs, finds solutions within the product range available.
- Calculation of Net Present Values of maturing assets using excel sheets or programs.
- Knowledge of basic legal documentation involved in an acquisition of a home.
- Knowledge of technical fundamentals involved in an acquisition of a home.
- Cash flow method of assessment of NRI Loans, Ability to assess a Self Employed Loan Supervision and performance management of all team members
Supervision of all the activities done by Non-Sales Staff / coordinators:
Sanctioning: - File processing by coordinator within the time, Customer Calling, Query resolving, File login at HDFC, Faster Sanction, keeping a check on TAT for Login & Sanction., Checking the Quality of Calls to Customers & Processing by coordinators.
Disbursement: - Customer calling after Sanction of Case, Disbursement Follow-up with Customer & Sales force, and Technical Update for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Update, Technical Update, and Disbursement Fixing.
Project Approval Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval.
LMS Timely Updating the Leads into LMS, Proper Follow-up on the next scheduled action date, Auditing of Leads, feedback & status.
Preferred candidate profile
- Must be an MBA or CA (finance or banking background preferred)
- Should have risk assessment skills along with vast experience in the field of underwriting
- Hands on experience in self-employed assessment.
- Must have minimum 2-3 years of team handling experience
- In depth understanding from sourcing to disbursement.
- Effective communication skills (verbal & written)
- At least 4 years of experience in the credit assessment field from home loan industry
- Solution orientation and ability to work under strict deadlines
- Should be willing to travel on a needed basis.
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