Credit Underwriter

2 days ago

Mumbai, India CREDIT FAIR Full time

**Roles & Responsibilities**
- Ability to identify and make recommendations for approval policy exceptions.
- Analysing borrower data and trends while bringing a continuous improvement mind-set to deliver a better experience and scale our operations.
- Evaluating the creditworthiness of potential customers.
- Ensuring all loans and lending procedures comply with regulations.
- Analysing and mitigating risks on new as well as existing customers.
- Analyse Bank Statements, Financials, ITR & Other Income related documents
- Personal discussions with customers to understand loan requirements, income stability, nature of business, current obligations, etc.
- Maintain TAT
- Prepare CAM Reports
- Complete awareness about KYC norms.
- Activities include obtaining all necessary documents to prepare a release for recordation for the customer is fully satisfied.

**Requirement & Skills**
- Proven work experience of 1-3 as a Credit Underwriter/Manager from an NBFC/Bank
- Bachelor’s degree in Commerce, Business Administration, Finance or similar field.
- Good understanding of lending procedures.
- Excellent analytical skills.
- Good communication skills.
- Good interpersonal skills.
- Detail orientated.
- Ability to deal with stressful situations.

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