Credit Underwriter
2 days ago
**Work Location: Worli, Mumbai**
**Salary upto-4.0LPA**
**Responsibilities**:
- The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
- To conduct personal discussion with customers to establish Credit worthiness. Interact with the client, gather requirements, financial statements and other inputs for performing quality Credit analysis and due diligence. (for renewal & new borrowers)
- To prepare Credit Appraisal Memo (CAM).
- Responsible for Credit Assessment.
- To coordinate with sales to achieve targets and ensure TAT or SLAs are met.
- Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approvals
**Qualification & Experience Required**:
- Graduate/MBA with at least 2 to 4 years’ relevant experience in Credit Underwriting for Salaried Personal Loan Product of Banks, NBFCs.
- Good experience in Credit analysis - Balance sheet, Profit & Loss Statement, Bank Statement.
- Credit underwriting work experience within retail lending with any large NBFC or Bank.
**Salary**: Up to ₹400,000.00 per year
**Benefits**:
- Provident Fund
- Work from home
Schedule:
- Fixed shift
- Morning shift
Application Question(s):
- Credit underwriting work experience within retail lending with any large NBFC or Bank?
- How many years of work experience do you have with Indian Market as Underwriter?
- Credit Underwriting experience in Personal Loans?
**Experience**:
- Credit underwriting: 3 years (required)
- personal loans: 3 years (required)
- Banking: 3 years (required)
**Speak with the employer**
+91 8303886627
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