Credit Underwriter

21 hours ago

Prabhadevi Mumbai Maharashtra, India Waayslive solution limited Full time

**Work Location: Worli, Mumbai**

**Salary upto-4.0LPA**

**Responsibilities**:

- The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
- To conduct personal discussion with customers to establish Credit worthiness. Interact with the client, gather requirements, financial statements and other inputs for performing quality Credit analysis and due diligence. (for renewal & new borrowers)
- To prepare Credit Appraisal Memo (CAM).
- Responsible for Credit Assessment.
- To coordinate with sales to achieve targets and ensure TAT or SLAs are met.
- Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approvals

**Qualification & Experience Required**:

- Graduate/MBA with at least 2 to 4 years’ relevant experience in Credit Underwriting for Salaried Personal Loan Product of Banks, NBFCs.
- Good experience in Credit analysis - Balance sheet, Profit & Loss Statement, Bank Statement.
- Credit underwriting work experience within retail lending with any large NBFC or Bank.

**Salary**: Up to ₹400,000.00 per year

**Benefits**:

- Provident Fund
- Work from home

Schedule:

- Fixed shift
- Morning shift

Application Question(s):

- Credit underwriting work experience within retail lending with any large NBFC or Bank?
- How many years of work experience do you have with Indian Market as Underwriter?
- Credit Underwriting experience in Personal Loans?

**Experience**:

- Credit underwriting: 3 years (required)
- personal loans: 3 years (required)
- Banking: 3 years (required)

**Speak with the employer**
+91 8303886627

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