Senior Credit Underwriter
4 weeks ago
Job Description Job Role:- Senior- Credit Underwriter Job Location:- Andheri, Mumbai Experience Required:- Minimum 3+ years in Credit Underwriting Job Description: Key Responsibilities 1. Credit Assessment & Underwriting - Evaluate loan applications by analyzing financial statements, bank statements, credit reports, GST returns, ITRs, and other relevant documents. - Assess borrower creditworthiness based on income stability, repayment capacity, financial behaviour, and risk factors. - Perform quantitative and qualitative risk analysis to make informed underwriting decisions. - Approve, decline, or recommend applications within defined credit limits and policies. 2. Risk Review & Documentation - Identify potential red flags, fraud indicators, and deviations in financial documents. - Ensure all cases adhere to internal credit policies, regulatory guidelines, and risk frameworks. - Maintain accurate records, underwriting notes, and decision rationale for audit and compliance teams. 3. Cross-Team Collaboration - Work closely with Sales, Operations, Collections, and Compliance teams to ensure smooth processing of credit files. - Provide timely responses and updates to stakeholders on file status and required documents. - Support policy enhancements by sharing insights and trends from underwriting cases. 4. Portfolio Monitoring & Reporting - Monitor early delinquency trends and highlight potential risks in the portfolio. - Assist the risk team in periodic reviews of credit policies and product programs. - Contribute to process improvements, automation initiatives, and quality audits. Required Skills & Competencies - Strong analytical skills with the ability to interpret financial data. - Good understanding of credit underwriting for retail loans / SME loans / personal loans (as applicable to your company). - Familiarity with credit bureau reports (CIBIL, Experian, etc.). - Proficient in MS Excel; knowledge of financial ratios and cashflow analysis. - Excellent attention to detail and ability to identify inconsistencies. - Strong communication skills (both written & verbal). - Ability to work under defined TATs and manage multiple cases simultaneously.
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Mortgage Underwriter
2 weeks ago
Navi Mumbai, India Selections HR Services Private Limited Full timeAbout the Role: We are seeking a skilled Mortgage Underwriter with expertise in the 4 C’s of underwriting (Credit, Capacity, Collateral, and Capital) to join our team. The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards....
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Senior Associate Credit
4 days ago
India Castellan Real Estate Partners Full timeJob Description: Senior Associate CreditLocation: Remote – IndiaWorking Hours: Eastern Standard Time (US)About the RoleWe are seeking a motivated and detail-oriented Senior Associate Credit to join our team and strengthen our credit and deal execution capabilities. The successful candidate will have 7-8 years of relevant credit experience and will work...
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Senior Mortgage Underwriter
2 weeks ago
india beBeeMortgage Full timeJob Title: Senior Mortgage UnderwriterWe are seeking a seasoned professional to assume the role of senior mortgage underwriter. This is a dynamic position that requires meticulous attention to detail and an extensive understanding of US residential mortgage underwriting processes.Key Responsibilities:Evaluate complete loan documents for approval or denial...
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Senior Mortgage Underwriter
4 weeks ago
India Firstsource Full timeSenior Underwriter Experience required for the Job: 4+ years Job Location: Chennai Key skills: Residential Underwriting, US mortgage Position Overview - Candidate should have total 4+ years of US mortgage underwriting experience. - Sound knowledge of US Residential mortgage. - Exposure of Underwriting processes & guidelines. - Excellent critical thinking,...
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Senior Mortgage Underwriter
4 weeks ago
India Firstsource Full timeSenior Underwriter Experience required for the Job: 4+ years Job Location: Chennai Key skills: Residential Underwriting, US mortgage Position Overview Candidate should have total 4+ years of US mortgage underwriting experience. Sound knowledge of US Residential mortgage . Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem...
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Senior Mortgage Underwriter
3 weeks ago
India Firstsource Full timeSenior Underwriter Experience required for the Job: 4+ years Job Location: Chennai Key skills: Residential Underwriting, US mortgage Position Overview - Candidate should have total 4+ years of US mortgage underwriting experience. - Sound knowledge of US Residential mortgage. - Exposure of Underwriting processes & guidelines. - Excellent critical thinking,...
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Underwriter
1 week ago
Mumbai, India TATA Capital Full time11183 **Major Deliverables: - Monitoring all CFAB product digital journeys from Credit side and ensuring testing/ tracing out further scope - Active engagement with stakeholders - Product/Sales/Credit/Digital/Data Science/IT/Operations/Collections/relevant fintech/ IT vendors - Enabling Best in Class End to End Digital Customer experience leading to...
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Senior Associate Credit
4 days ago
India Castellan Real Estate Partners Full timeJob Description: Senior Associate Credit Location: Remote – India Working Hours: Eastern Standard Time (US) About the Role We are seeking a motivated and detail-oriented Senior Associate Credit to join our team and strengthen our credit and deal execution capabilities. The successful candidate will have 7-8 years of relevant credit experience and will work...
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Senior Underwriter
2 weeks ago
Chennai, Tamil Nadu, , India 2coms Full time US$ 60,000 - US$ 1,20,000 per yearLooking For Senior Underwriter Position in Global IT MNC Greetings From 2COMS Group About Client Our Client is an Indian multinational corporation that provides information technology, consultant and business process services. It is one of the leading Big Tech companies. Its capabilities range across cloud computing, computer security, digital...
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Senior Mortgage Underwriter
3 weeks ago
India Firstsource Full timeABOUT FIRSTSOURCE: Firstsource Solutions is a leading provider of customized Business Process Management (BPM) services. Firstsource specialises in helping customers stay ahead of the curve through transformational solutions to reimagine business processes and deliver increased efficiency, deeper insights, and superior outcomes. We are trusted brand...
