Mortgage Underwriter

5 hours ago

Chennai Tamil Nadu, India IBR Full time

**US Mortgage Underwriter**

**onsite (Chennai/Bengaluru)**

**US Shifts Night Shifts**

Looking for People from US Mortgage background Only

**Responsibilities**:

- Perform complete and in-depth review of mortgage loan files including income, assets, credit and collateral
- Utilize client’s loan operating system to ensure accurate data entry
- Underwrite loans in accordance with client guidelines, utilizing AUS or manual guidelines
- Evaluate and ensure overall loan documents are accurate, complete, and compliant
- Ability to identify and/or clear red flag or alerts
- Issue loan decision and condition file accordingly
- Review and approve conditions for compliance and completion of loan file
- Provide excellent customer service to internal and external clients
- Maintain current knowledge of client and investor requirements
- Resolve pre and post-closing issues as they relate to underwriting
- Assist Processors/Loan Officers in understanding underwriting decisions and conditions
- Must be able to work in a high stress environment while delivering a high-level of customer service
- Ability to work more than 40 hours, on an as needed basis

**Qualifications**:

- Minimum 2+ years current conventional mortgage loan underwriting experience

**Required Skills**:

- Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags
- Basic knowledge of appraisal and ability to recognize red flags and ineligible properties
- Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP)
- Strong analytic, interpersonal, and verbal and written communication skills
- Detail-oriented with strong ability to time manage
- Ability to work in a flexible and production-oriented environment
- Must be willing and able to work as part of a team
- Strong capability to work in multiple systems - paperless environment
- Must be willing to work in strict security environment
- NMLS-MLO Licensure preferred

Regards

**Swathy Bhaskaran**

Pay: ₹288,309.60 - ₹956,986.92 per year

Work Location: In person

**Speak with the employer**
+91 9176017587

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