Mortgage Underwriter

12 hours ago

Chennai Tamil Nadu, India IBR Full time

**US Mortgage Underwriter**

**onsite (Chennai/Bengaluru)**

**US Shifts Night Shifts**

Looking for People from US Mortgage background Only

**Responsibilities**:

- Perform complete and in-depth review of mortgage loan files including income, assets, credit and collateral
- Utilize client’s loan operating system to ensure accurate data entry
- Underwrite loans in accordance with client guidelines, utilizing AUS or manual guidelines
- Evaluate and ensure overall loan documents are accurate, complete, and compliant
- Ability to identify and/or clear red flag or alerts
- Issue loan decision and condition file accordingly
- Review and approve conditions for compliance and completion of loan file
- Provide excellent customer service to internal and external clients
- Maintain current knowledge of client and investor requirements
- Resolve pre and post-closing issues as they relate to underwriting
- Assist Processors/Loan Officers in understanding underwriting decisions and conditions
- Must be able to work in a high stress environment while delivering a high-level of customer service
- Ability to work more than 40 hours, on an as needed basis

**Qualifications**:

- Minimum 2+ years current conventional mortgage loan underwriting experience

**Required Skills**:

- Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags
- Basic knowledge of appraisal and ability to recognize red flags and ineligible properties
- Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP)
- Strong analytic, interpersonal, and verbal and written communication skills
- Detail-oriented with strong ability to time manage
- Ability to work in a flexible and production-oriented environment
- Must be willing and able to work as part of a team
- Strong capability to work in multiple systems - paperless environment
- Must be willing to work in strict security environment
- NMLS-MLO Licensure preferred

Regards

**Swathy Bhaskaran**

Pay: ₹288,309.60 - ₹956,986.92 per year

Work Location: In person

**Speak with the employer**
+91 9176017587

  • Mortgage Underwriter

    6 days ago

    Chennai, Tamil Nadu, India NatWest Full time

    Join us as a Mortgage Underwriter - In this rewarding role, you’ll make mortgage lending decisions that help our customers achieve their home-owning ambitions - You’ll make sure that our lending decisions are made in accordance with current risk appetite, process, and procedures - You’ll support and guide colleagues on all matters relating to mortgage...

  • Mortgage Underwriter

    2 weeks ago

    tamil nadu, India Selections HR Services Private Limited Full time

    We are seeking an experienced Senior US Mortgage Underwriter to join our team. The role involves independently reviewing, analyzing, and validating mortgage applications while ensuring compliance with established guidelines and policies. The ideal candidate should have a strong understanding of US mortgage processes, excellent analytical skills, and the...

  • Mortgage Underwriter

    6 days ago

    Chennai, Tamil Nadu, India Openings Advisory Firm Full time

    **Location**: Chennai **Work Mode**: Work from Office **Experience**: 3+ years **Qualification**:Any Graduate **Work Timings**: US Shift **Notice**: Immediate Joiners Preferred - JOB DESCRIPTION: **Key Responsibilities**: **Essential duties shall include but not necessarily be limited to**: - **Loan File Inventory**:ensuring residential mortgage loan...

  • Mortgage Underwriter

    2 weeks ago

    Chennai, Tamil Nadu, India, Tamil Nadu Selections HR Services Private Limited Full time

    We are seeking an experienced Senior US Mortgage Underwriter to join our team. The role involves independently reviewing, analyzing, and validating mortgage applications while ensuring compliance with established guidelines and policies. The ideal candidate should have a strong understanding of US mortgage processes, excellent analytical skills, and the...

  • Mortgage Underwriter

    1 week ago

    Chennai, Tamil Nadu, India Happy Staffers Full time

    Job Profile - NON QM Shift - US Shift Permanent Work From Home PFB JD for your reference. - Good exposure of the underwriting review of the Non-QM Loans. - Well verse with Non-QM Products like 12/24 Months Bank Statements, ITIN Loans, ALT DOC Loans, and DSCR Loans. - Interpret Non-QM Matrix & Guidelines accurately - Complete review of the Borrower profile...

  • Us Mortgage Underwriting

    1 week ago

    Chennai, Tamil Nadu, India Saaki Argus & Averil Consulting Full time

    About Client - A leading Mortgage Company **Skills**: - End - End core underwriting Experience. - 4C’s of underwriting. - Should have experience in conventional, FHA and VA loan products. - 2c’s experience can be considered for component underwriting. **Exp**:3 to 6 Years. **Underwriting: (Live Underwriting / Modular Underwriting / Component...

  • Senior Mortgage Underwriter

    2 weeks ago

    Chennai, Tamil Nadu, India, Tamil Nadu Firstsource Full time

    Underwriter and Sr UnderwriterExperience required for the Job: 3+ yearsJob Location: (Remote) Mumbai/Chennai/ Bangalore/ HyderabadKey skills: Underwriting, US mortgagePosition Overview Candidate should have total 3+ years of US mortgage underwriting experience with Post closing underwriting.· Well versed with FNMA. FHLMC, knowledge of GNMA and investor...

  • Mortgage Underwriter

    1 week ago

    Chennai, Tamil Nadu, India VySystems Full time US$ 5,00,000 - US$ 10,00,000 per year

    We are Hiring – Mortgage QC UnderwriterWe are looking for professionals with strong experience in end-to-end mortgage underwriting and quality checks. The ideal candidate should have hands-on experience reviewing loan files and ensuring accuracy, compliance, and adherence to underwriting guidelines.Role:Mortgage QC UnderwriterExperience:2 to 6...

  • Mortgage Underwriter

    4 weeks ago

    Chennai, India Brace infotech private limited Full time

    Job Description Description We are seeking a skilled Mortgage Underwriter to join our team in India. The ideal candidate will possess a thorough understanding of mortgage lending processes and demonstrate strong analytical abilities to assess loan applications effectively. Responsibilities - Review and analyze mortgage applications for accuracy and...

  • Senior Mortgage Underwriter

    3 days ago

    tamil nadu, India Talentgigs Full time

    JOB TITLE:U.S Mortgage UnderwriterSHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-TimeLOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45DaysJob descriptionA Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...