Senior Mortgage Underwriter

5 hours ago

Chennai Tamil Nadu India, Tamil Nadu Firstsource Full time

Underwriter and Sr Underwriter

Experience required for the Job: 3+ years

Job Location: (Remote) Mumbai/Chennai/ Bangalore/ Hyderabad

Key skills: Underwriting, US mortgage


Position Overview

Candidate should have total 3+ years of US mortgage underwriting experience with Post closing underwriting.

· Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit

· Should have good analytical and problem-solving skills

· Should have decision-making skill when applying in business judgment

· Evaluate complete loan documents and should provide approval or denial decision

· Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation

· Thorough income calculation – Salaried income, business income, retired other income and rental income

· Complete review of Collateral and property valuation

· Assets verification include borrower’s bank account statement, retirement accounts, mutual funds and other investments.

· Credit analysis based on borrower’s Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer

· Validating and processing the Loan documents on behalf a Mortgage lender organization.

· Evaluating evidence of borrower’s willingness and ability to repay the obligation

· Good communication, Presentation skills, Self-motivated and hard working


About you:

• Minimum 3 years of Underwriting experience in US Mortgage.

• Sound knowledge of US Residential mortgage

• Exposure of Underwriting processes & guidelines.

• Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.

  • Mortgage Underwriter

    3 days ago

    Chennai, Tamil Nadu, India Consolidated Analytics Full time US$ 60,000 - US$ 1,00,000 per year

    Job Summary: The Mortgage Underwriting Trainer will be responsible for designing, implementing, and conducting training sessions focused on mortgage underwriting practices, with an emphasis on the 4 C's (Capacity, Credit, Collateral, and Capital). This role requires a deep understanding of mortgage underwriting standards, regulatory requirements, and...

  • Live Underwriter( US Mortgage)

    3 days ago

    Chennai, Tamil Nadu, India 2coms Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    SUMMARY Our Client is an Indian multinational corporation that provides information technology, consultant and business process services. It is one of the leading Big Tech companies. Its capabilities range across cloud computing, computer security, digital transformation, artificial intelligence, robotics, data analytics, and other consulting...

  • Walk-in Interview For Mortgage Underwriter

    1 week ago

    Chennai, Tamil Nadu, India HCLTech Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    If you are looking for an exciting opportunity, join us at the Walk-in DriveHCL is hiring for Associate / Senior Executive roles, and we are conducting a Walk-in Drive in Sholinganallur.Walk-in Drive Details:Location: HCL TECH- Sholinganallur, (Address: Elcot SEZ, Medavakkam High Road, Solinganallur, Chennai, Tamil Nadu Date: 6th and 7th NovemberTime: 12:00...

  • US residential Mortgage Underwriter

    1 day ago

    Chennai, Tamil Nadu, India Moder Solutions Full time ₹ 4,00,000 - ₹ 8,00,000 per year

    Mortgage Underwriters, Pre-Underwriters, & Pre-Purchase Reviewers needed Build a strong career with our dynamic team. Must have US residential mortgage industry experience. Email or call for referrals and to applyOffice cab/shuttleFood allowanceHealth insuranceAnnual bonusProvident fund

  • Underwriter / US Residential Mortgage

    3 days ago

    Chennai, Tamil Nadu, India Starworth Global Soluitons Full time ₹ 13,000 - ₹ 15,600 per year

    Underwriter / Sr. Underwriter US MortgageExp: 2+ yrs in US Mortgage Underwriting (FNMA/FHLMC)Shift:US ShiftCompensation:20–30% Hike Up to 13 LPA(Max CTC)Any Graduation MandatoryLocation:WFHInterview Mode:VirtualContact:Sangeetha Required Candidate profileNotice Period : upto 30 daysRelieving letter is mandatoryUS ShiftSouth India Candidates only eligible...

  • Senior Underwriter

    1 week ago

    Chennai, Tamil Nadu, India Consolidated Analytics Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    We are hiring Full UnderwriterA Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This...

  • Senior Underwriter

    2 weeks ago

    Chennai, Tamil Nadu, India The HIRD Full time ₹ 5,50,000 - ₹ 6,00,000 per year

    We're Hiring:Live / End-to-End UnderwriterAre you an experiencedUnderwriterlooking to grow your career in a dynamic, fast-paced environment? We're on the lookout for a professional with3.5+ years of relevant experienceto join our team inPune (UK Shift). Role:Underwriter (Live / End-to-End) Experience: 3.5+ years (relevant underwriting experience is...

  • Mortgage Underwriter(Live Underwriting with Post closing with 4Cs)

    6 days ago

    Chennai, Tamil Nadu, India Starworth Global Soluitons Full time ₹ 8,00,000 - ₹ 15,00,000 per year

    Greetings from starworth global solutionwe are hiring for Mortgage Underwriting (Live & Post closing underwriting with 4Cs exp mandatory )Exp - 2 to 5yearsLocation - Chennaiinterview mode - VirtualNotice period - 1 month & immediate joinerSkills : must have Live underwriting with Post Closing underwriting with 4csContact person - Sadika banu ,

  • Walk-in Interview for Mortgage Underwriters

    3 days ago

    Chennai, Tamil Nadu, India HCLTech Full time ₹ 2,50,000 - ₹ 7,50,000 per year

    If you are looking for an exciting opportunity, join us at the Walk-in DriveHCL ishiring for Associate / Senior Executiveroles, and we are conducting aWalk-in Drivein Sholinganallur.Walk-in Drive Details:Location:HCL TECH- Sholinganallur, (Address:Elcot SEZ, Medavakkam High Road, Solinganallur, Chennai, Tamil Nadu Date:24th October, Friday & 25th October,...

  • We have a walk-in at Bangalore For US Mortgage underwriters

    2 weeks ago

    Chennai, Tamil Nadu, India CULMINANT EXECUTIVE SERVICES PRIVATE LIMITED Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Greetings from CulminantWe have a walk-in at Bangalore for US Mortgage underwritersWork Location : Chennai,  Teynampet  Work Mode:Work from Office (No Hybrid/Remote)Skill : US Mortgage - UnderwriterExperience: 1-20 yearsShift: Night shift  Job Description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing...