Walk-in Interview for Mortgage Underwriters

5 hours ago


Chennai, Tamil Nadu, India HCLTech Full time ₹ 2,50,000 - ₹ 7,50,000 per year


If you are looking for an exciting opportunity, join us at the Walk-in Drive

HCL is
hiring for Associate / Senior Executive
roles, and we are conducting a
Walk-in Drive
in Sholinganallur.


Walk-in Drive Details:


Location:
HCL TECH- Sholinganallur, (
Address:
Elcot SEZ, Medavakkam High Road, Solinganallur, Chennai, Tamil Nadu


Date:
24th October, Friday & 25th October, Saturday


Time:
12:00 AM - 3:00 PM

Contact HR SPOC : Dharani

Job Opportunity: Associate / Senior Executive


Location:
Chennai


Shift Timing:
6:00 AM 4:00 PM (IST)


Domain:
Australian Mortgage Underwriting


Work Model:
Work from Office (WFO)

Job Summary:

The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies.

Responsibilities:

Analyzing customer financial positions, employment history, credit history, and ability to repay.

Understanding and applying the
4 Cs of Credit
effectively.

Ensuring compliance with
regulatory and company guidelines
.

Assessing credit risk and determining loan approval/decline decisions.

Applying lending/credit policy, mortgage insurance guidelines, and risk assessment principles.

Communicating with external stakeholders, including
Brokers/Lenders
.

Demonstrating
strong customer-centric communication skills
.

Core Responsibilities:

Loan Application Assessment

Creditworthiness Evaluation

Income Verification

Risk Analysis

Property Valuation Review

Reviewing Loan-to-Value Ratio (LVR)

Approval or Declination of Loans

Fraud Detection

Skills & Qualifications:

Knowledge of
Responsible Lending Obligations

Understanding of
APRA and ASIC regulations

Strong
analytical and financial assessment
skills

Excellent
attention to detail
and
time management

Effective
communication & stakeholder management
skills

Experience with
lending policies & procedures

Experience with
KYC process

Qualification & Experience:


Education:
Bachelor's or Master's degree in any field.


Experience:
3+ years in
Mortgage Underwriting/Quality
in
Australian, USA, or UK mortgage domains
.


Must-have:
Strong understanding of
Australian, US, or UK lending regulations
.


Added Advantage:
Candidates with
strong communication experience with onshore clients
will have an edge.



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