Mortgage Underwriter

21 hours ago

Chennai Tamil Nadu, India NatWest Full time

Join us as a Mortgage Underwriter
- In this rewarding role, you’ll make mortgage lending decisions that help our customers achieve their home-owning ambitions
- You’ll make sure that our lending decisions are made in accordance with current risk appetite, process, and procedures
- You’ll support and guide colleagues on all matters relating to mortgage underwriting and completion
- We're offering this role at senior analyst level

**What you'll do**:
We’ll also need you to:

- Make sure we’re compliant with Mortgage Conduct of Business standards, and our credit policy
- Identify risk factors, including fraud red flags to determine or verify misrepresentation
- Actively participate in initiatives to improve customer service, processes, and procedures

**The skills you'll need**:
With experience in UK residential mortgages and thorough knowledge of the end-to-end mortgage lifecycle, you’ll be well organised and able to prioritise. You’ll need to be highly productive while maintaining a quality service and be able and willing to contribute to system improvements, along with process and development changes.

Additionally, you’ll need:

- Excellent data analysis skills to make sure we lend responsibly and within risk appetite
- A high mathematical aptitude, plus good verbal and written communication skills
- Proficiency in Microsoft Office and automated underwriting systems

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