Mba Finance

2 days ago


Mohali Punjab, India Parkash Ved & Co Full time

**Job Description: Senior Credit Analyst - NBFC Sector**
**Experience Required**: Minimum 5 years
**Educational Qualification**: Chartered Accountant (CA) / MBA (Finance)
**Industry**: Financial Services / Banking / NBFC
**Reporting To**: Credit Head / Risk Head
- **Education**: CA or MBA (Finance) from a reputed institution.
- **Experience**: Minimum 5 years in credit analysis or corporate lending in banks, NBFCs, or rating agencies.
- **Domain Knowledge**: In-depth understanding of NBFC business models (Retail, Infra, HFCs, etc.).
- **Track Record**: Handled at least two NBFC accounts with individual exposure of ₹250+ crores.
- Strong analytical, presentation, and communication skills.
- Proficient in Excel, financial modeling, and credit rating methodologies

.**Key Responsibilities**:

- Independently assess credit proposals from NBFC clients with exposures of ₹250 crore and above.
- Perform financial analysis, credit appraisal, due diligence, and risk assessment.
- Structure loan proposals aligned with internal credit policies and regulatory frameworks (RBI, IND-AS, etc.).
- Monitor portfolio performance, covenant compliance, and early warning indicators.
- Liaise with internal teams (Legal, Compliance, Risk) and external stakeholders (Clients, Rating Agencies, Auditors).
- Prepare detailed credit notes and present to sanctioning authorities/credit committees.
- Maintain documentation, regulatory reporting, and audit compliance as per RBI norms.

**Job Types**: Full-time, Permanent

Pay: ₹20,000.00 - ₹60,000.00 per month

**Benefits**:

- Health insurance
- Provident Fund

Schedule:

- Day shift

Supplemental Pay:

- Overtime pay

Work Location: In person



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