Associate - Credit Product Delivery India

**JOB DESCRIPTION** Description**:
J.P. Morgan is a global leader in financial services, offering solutions to the world's most important corporations, governments and institutions in more than 100 countries. The Firm and its Foundation give approximately US$200 million annually to nonprofit organizations around the world. We also lead volunteer service activities for employees in local communities by utilizing our many resources, including those that stem from access to capital, economies of scale, global reach and expertise.

Credit Products Delivery (CPD), under Commercial Bank Wholesale Lending Services, is a dedicated lending & trade finance execution support function with the ultimate goal of providing a superior client experience ensuring timely client focused service whilst retaining a strong risk and control framework locally and partnership with regional and global teams to deliver consistently across J.P. Morgan’s Corporate & Investment Bank and Commercial Bank. The team supports the Bankers and Trade Sales and works closely with business partners across Credit, Legal, Compliance and line of business operations to deliver a client focused support model and seamless execution.

**Job summary**:
The individual will be responsible for steering the strategy and execution of the support for credit transactions - primarily focusing on lending instruments including working capital loans, trade financing and arranged overdrafts in **India** including successful delivery across infrastructure, operating model, resourcing, controls and regulatory framework.

In carrying out this role the key responsibility is the facilitation and management of the deal lifecycle from mandate through to execution and serving as the first point of contact for Bankers and Trade Sales, providing transaction support (particularly for cross-border and complex transactions), and managing the document execution and deal closing process. In addition, this role will also involve managing strategic enhancements and executing change initiatives on behalf of CPD and supporting reporting MIS reporting.

The role will report to the Senior Team Lead of** India **Credit Product Delivery.** **This position will be based in **Delhi, India.**

**Job responsibilities**:

- Partnering with and supporting business partners across Global Corporate Bank, Commercial Banking, Credit, Product, Legal, Compliance and line of business operations
- Steering the end to end deal execution process across support teams ranging from front office (including Credit Risk, Bankers, Sales) to back office (including Documentation, Collateral and core transaction processing teams) providing leadership, transparency and accountability
- Guiding credit documentation discussion and negotiations with client
- Delivery of best-in-class credit documentation processes including managing the execution of credit facility letters, deal closing process, ownership of sourcing and reviewing client constitutional documents and conditions precedent
- Development and ownership of location’s performance based metrics in support of established business & operational goals
- Working with local Regulators to meet and surpass the increasing demands of onshore data and processing requirements, and reporting transparency
- Working directly with Business and Technology partners in setting priorities within the competing business strategies, including but not limited to automation projects for Regulatory reporting, internal reporting, etc.
- Working across functional areas to ensure all operational, financial and technology risks have been addressed

**Required qualifications, capabilities, and skills**:

- 8+ years’ experience of Credit Administration / Transaction Management / Credit Execution demonstrating strong credit product knowledge; a thorough understanding of the transaction cycle of credit documentation and the associated risks and regulatory requirements
- Leadership, strong people management and relationship management experience, including demonstrated partnership with the Business, Technology and Corporate groups
- Strong written and verbal communication skills with an ability to present precise, concise and summarized analysis to senior executives
- Proactive/self-starter with the ability to deliver value-added support to business partners in a dependable, timely and accurate manner
- Strong decision making capabilities and the ability to identify problems and propose solutions
- Exhibits initiative to raise issues to appropriate staff when needed
- Strong control mindset, focuses on continual improvement and capacity management
- Highly organized, motivated and strong prioritization skills
- College and professional degree
- Fluency in English

If you're interested in working in an environment where you can aspire to be the best, execute superbly and be part of a great team and winning culture, then explore this opportunity at J.P. Morgan.

**ABOUT US**

JPMorgan Chas