Credit Officer

4 days ago

Delhi, India VR Solutions Full time

Assess clients' financial status.
- Evaluate creditworthiness and risks.
- Contact clients to gather financial data and documentation.
- Analyze risks and approve or reject loan requests.
- Calculate financial ratios (e.g. credit scores and interest rates)
- Set up payment plans
- Coordinating with the Principal Bank for loan approval and communicating to client
- Getting the required documents from customers KYC/Legal/Technical)
- Communication with the client / associate for disbursement
- Should have worked with bank/HFC at least for 3-5 years and should have a complete understanding of the housing finance business including credit/legal/technical
- Understanding of the local markets/acceptability of the property to be taken as security
- Conversant with LOS/LMS Requirements and skills
- Minimum work experience as a Credit Officer, Loan Officer or similar role of at least 4-5 years.
- Hands-on experience with lending procedures and products
- Ability to create and process financial spreadsheets
- Strong analytical skills
- Customer service experience
- BSc in commerce, Banking and Finance, Economics or related field
- Understanding the concepts like affordable lending, HL, LAP, credit underwriting ,housing loan ,home finance etc. Offered CTC : 2.50 LPA -4 LPA as per experience. Preferences: Current officials working in Credit processing associates of some channel partner or bank, work experience of some housing finance NBFC’s or bank etc. Operations professionals will not be applicable.

**Salary**: ₹250,000.00 - ₹400,000.00 per year

Schedule:

- Day shift

  • Credit Officer

    1 week ago

    Delhi, Delhi, India Mahashakti Financiers Ltd. Full time

    **Client Acquisition**: Contact website applicants and discuss customised financial solutions. - **Credit Analysis**: Assess loan applicants' creditworthiness by analysing income statements, bank statements, credit history, and other relevant information. - **Financial Evaluation**: Calculate and evaluate financial ratios to determine loan eligibility and...

  • Credit Officer

    1 week ago

    Nehru Place, Delhi, Delhi, India Accureco Consulting Full time

    Job Title: Credit Officer Company: HDFC Process Flow for Officer Credit (OC): 1. The OC must refresh the dashboard every time he/she is done with working on a file. The dashboard will reflect all files in DOVR status. 2. The first file in the queue, which is identified by the date and time of the file achieving the DOVR status, should be taken up for...

  • Credit Officer

    2 weeks ago

    Delhi, Delhi, India Bridgexcel innovations pvt ltd Full time

    BRIDGEXCEL INNOVATION SALARY ON TIME Credit Officer: - Skills - KYC Verification + Calling to customer+ CIBIL SCORE+ Personal Loan+ Short terms Loans for 30days Vacancy - 7 Gender Preference - Female Exp - 6+ months Budget - 30K-35K (in-hand & CTC is same) Incentives - 5K-50K Location - Netaji Subhash place (delhi) **Job Types**: Full-time,...

  • Credit Officer

    11 hours ago

    Delhi, India Pinnacle Employment Full time

    Credit Officer - HDFC Location: Gurgaon,Central Delhi,West Delhi Experience: 1-4 years **Salary**: 3-4.20 LPA **Job Description**: - Calculate eligibility which is IIR, FOIR and LCR. Check these with the Officer’s interview sheet, in case of large differences, make notes and later call the officer for clarity. - Check for proof of own contribution,...

  • Credit Officer

    3 weeks ago

    Delhi, India Task Mate Full time

    Location - Bengaluru and NoidaEmployment - Full-Time Hybrid ModelExperience with an Australian mortgage brokerage firm is preferred.Experience - Minimum 1 year (MUST)We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing solutions to...

  • Credit Officer

    3 weeks ago

    New Delhi, India Task Mate Full time

    Location - Bengaluru and NoidaEmployment - Full-Time Hybrid ModelExperience with an Australian mortgage brokerage firm is preferred.Experience - Minimum 1 year (MUST)We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing solutions to...

  • Credit Officer

    1 week ago

    Dwarka, Delhi, Delhi, India Mahashakti Financiers Ltd. Full time

    **Job Overview**: **Key Responsibilities: Loan Processing & Credit Assessment**: - Ensure compliance with company credit policies, RBI/NBFC guidelines, and regulatory norms. **Documentation pre-Loan Disbursement**: - Verify KYC, salary slips, bank statements, and other loan agreements before disbursement. - Assess borrowers' nature and intentions for loan...

  • Credit Officer

    4 weeks ago

    New Delhi, India Task Mate Full time

    Location - Bengaluru and NoidaEmployment - Full-Time Hybrid Model Experience with Australian bank or Austelaian mortgage brokerage firm is a MUST. Experience - Minimum 1 year (MUST)We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing...

  • Credit Officer

    1 week ago

    Dwarka, Delhi, Delhi, India Mosaic Global Pvt Ltd. Full time

    **Pay**: ₹15,000.00 - ₹25,000.00 per month Job description: **Job Overview**: **Key Responsibilities: Loan Processing & Credit Assessment**: - Ensure compliance with company credit policies, RBI/NBFC guidelines, and regulatory norms. **Documentation pre-Loan Disbursement**: - Verify KYC, salary slips, bank statements, and other loan agreements before...

  • Credit Analyst

    11 minutes ago

    Delhi, India Poonawalla Fincorp Full time

    Job Title: Credit AnalystLocation: Pune (Work-from-Office)Job Summary:The candidate will be responsible for developing and implementing credit risk models, monitoring portfolio quality, and performing periodic alignments of the models to fit business requirements.Key Responsibilities:1. Develop and maintain credit risk models, covering the customer life...