Call Center Executive
6 hours ago
Job Summary The Call Center Executive is responsible for handling inbound and outbound calls to assist customers with loan inquiries, application processes, and service-related concerns. They play a crucial role in lead generation, customer relationship management, and complaint resolution while ensuring high service quality and compliance with company policies. The role requires strong communication skills, problem-solving abilities, and a customer-centric approach to enhance satisfaction and drive business growth. Customer Inquiry Management - Handle inbound and outbound calls related to loan products, eligibility, application status, and repayment options. - Provide accurate information and resolve customer queries efficiently. Lead Generation & Conversion - Identify potential customers through telecalling and follow-ups. - Convert inquiries into loan applications by explaining benefits and features. Loan Processing Assistance - Guide customers on documentation, verification, and loan application submission. - Coordinate with internal teams for faster processing and approvals. Customer Relationship & Retention - Maintain positive relationships with existing customers for repeat business and referrals. - Provide proactive support for EMI payments, loan closure, and grievance resolution. Complaint Handling & Resolution - Address customer complaints and escalate unresolved issues to the concerned department. - Ensure timely resolution and maintain customer satisfaction. Cross-Selling & Upselling - Promote additional financial products such as home insurance, balance transfers, and top-up loans. - Educate customers about relevant financial solutions based on their needs. Data Management & Reporting - Maintain accurate call records, customer details, and feedback in CRM systems. - Prepare and submit periodic reports on call performance and customer interactions. Compliance & Quality Standards - Adhere to company policies, regulatory guidelines, and service quality benchmarks. - Ensure ethical selling practices and maintain call center performance standards. Requirement : Qualification: Minimum Graduate (Bachelor’s degree in any discipline preferred). Experience: 1-3 years of experience in a call center, tele calling, or customer service role (preferably in banking, NBFC, or housing finance). Industry Preference: Experience in financial services, housing loans, or mortgage lending is an advantage. Skills & Competencies - Communication Skills: Excellent verbal and written communication in Tamil, Hindi, and English. - Customer Service Orientation: Strong problem-solving and interpersonal skills to handle customer queries effectively. - Sales & Persuasion Skills: Ability to promote loan products, generate leads, and convert inquiries into applications. - Complaint Handling: Patience and conflict resolution skills to manage escalations and customer grievances. - Technical Knowledge: Basic knowledge of housing finance products, loan application processes, and EMI calculations. - CRM & Data Management: Familiarity with call center software, CRM tools, and MS Office. - Compliance & Ethics: Understanding of regulatory norms, KYC guidelines, and ethical sales practices.
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