Loan Officer

10 hours ago

Agra Uttar Pradesh, India Ujjivan Small Finance Bank Full time

**Loan Officer-Housing Loans - Agra Area Office**:
North 2425-Agra Area Office, Agra, Uttar Pradesh, India
- Department- NORTH BUSINESS- Job posted on- Sep 03, 2024- Employment type- PermanentBusiness/ Financials
- Achieve the set targets on HL-Secured Loans in terms of open market acquisition and existing customer conversion
- Maintain database of prospects, meet select prospects and manage the relationship thereafter
- Follow up on leads provided by call centre/ liabilities team within defined TAT
- Cross sell other products of Ujjivan and pass quality leads to respective officers/staff
- Share customer insights/product related feedback with the Cluster Manager - HL
- Coordinate with Products & Marketing department to carry out marketing drives that are assigned and catchment areas for HL secured loans

Customer
- Interact with customers in a courteous and professional manner; provide prompt, efficient and accurate services and establish professional relationship with them, with a long term perspective
- Conduct the appraisal process of potential customers in a courteous manner without compromising quality
- Guarantee confidential treatment of all the information gathered from customers

Internal Process
- Visit the guarantor/collateral contact, explain about his/her role during the loan term
- Cooperate with the credit department in case of identifying discrepancies or problems in customer’s information, reports, etc. through CRM - Microfinance.
- Inform the customer about the Credit Committee decision
- Coordinate with Liabilities team if applicable, to ensure bank accounts are opened/activated to disburse the loan amount and necessary standing instructions to repay monthly disbursements
- Perform loan utilization check and follow up on the disbursed loans, especially of the ones not paying on time
- In case of arrears, visits customers and guarantors for the loan recovery and coordinate with collections officer to update the status periodically

Learning & Innovation
- Maintain up to date knowledge of Unsecured loans as well as a working knowledge of other products offered in the branch
- Inform Branch Head about the demand in his/her assigned area as well as on the competition on a regular basis in consultation with CRM - Microfinance.
- Ensure adherence to training man-days/ mandatory training programs for self

Ensure goal setting, mid-year review and performance appraisal processes are completed within specified timelines

  • Loan Disbursement Officer

    6 days ago

    Old Palasia, Indore, Madhya Pradesh, India Loan wired fintech Pvt. Ltd. Full time

    The **Loan Disbursement Officer** at **Loan Wired Fintech Pvt. Ltd.** will be responsible for processing and managing loan payouts, ensuring compliance with company policies and regulatory guidelines. The role involves verifying loan documents, coordinating with internal teams, resolving disbursement issues, and maintaining accurate records to support smooth...

  • Loan Officer

    6 days ago

    Moradabad, Uttar Pradesh, India Ujjivan Small Finance Bank Full time

    **Loan Officer-Housing Loans - Moradabad**: North 2319-Moradabad, Moradabad, Uttar Pradesh, India - Department- NORTH BUSINESS- Job posted on- Nov 21, 2024- Employment type- Permanent**Group Company**: Ujjivan Small Finance Bank **Designation**: Loan Officer-Housing Loans (UB-HSG-EB-LOH), Loan Officer-Housing Loans (UB-HSG-NB-LOH), Loan Officer-Housing...

  • Loan Officer

    1 week ago

    Noida, Uttar Pradesh, India Eduaxs Solutions Full time

    **Job Title: Loan Sales Officer** Company: Eduaxs Solutions (Hiring for a Client) Location: B-55, Sector-2, Noida Budget: 2.8 to 3 LPA As a Loan Sales Officer with [Company Name], a non-banking finance company registered with the relevant regulatory authorities, you will be instrumental in driving the company's loan products to potential clients. Your role...

  • Gold Loan Officer

    2 weeks ago

    Agra, India Utkarsh Small Finance Bank Full time

    Two Gold loan experience required Bank onroll job Muthoot,Manapuram,IIFl or any bank gold loan exp is applicable any NBFC exp is applicable. **Salary**: Up to ₹22,000.00 per month **Benefits**: - Health insurance - Leave encashment - Life insurance Schedule: - Morning shift Supplemental Pay: - Performance bonus - Yearly bonus COVID-19...

  • Loan Officer

    1 week ago

    Gorakhpur, Uttar Pradesh, India Ujjivan Small Finance Bank Full time

    **Loan Officer-Housing Loans - Gorakhpur**: North 2388-Gorakhpur, Gorakhpur, Uttar Pradesh, India - Department- NORTH BUSINESS- Job posted on- Sep 13, 2024- Employee Type- Permanent- Experience range (Years)- 2 years - 4 yearsBusiness/ Financials - Achieve the set targets on HL-Secured Loans in terms of open market acquisition and existing customer...

  • Home Loan Officer

    2 weeks ago

    Ghaziabad, Uttar Pradesh, India Infiniserve IT Solution Pvt Ltd Full time

    **Job Description - Home loan Officer** **JOB DESCRIPTION- Home loan OFFICER/ Home loan Manager** - Product is **Home Loan.**: - Generating business through DSA’S/ Builders/ Channel Partners/ Open Market. - To handle a DSA to Achieve the business numbers. - To plan, organise & initiate to identify New Potential DSA, CA, Financial Consultants and Brokers...

  • Loan Officer

    2 days ago

    Kalyanpur Kanpur, Kanpur, Uttar Pradesh, India Bharat Financial Inclusion Ltd. Full time

    **Job Title**: Loan Officer **Department**: Bharat Super Shop (BFIL) **Location**: Will be informed at the time of joining (usually within 100-150 km from home location) Loan Officers are responsible for managing customer relationships, assessing creditworthiness, and ensuring smooth loan disbursement and recovery at the branch level. **Key...

  • Car Loan Officer

    6 days ago

    Noida, Uttar Pradesh, India Tactwise advisory solution PVT. LTD Full time

    **Key Responsibilities**: - Promote and sell car loan products to individual customers and dealer networks. - Build and maintain strong relationships with car dealerships, showrooms, and DSA/agents. - Evaluate customer needs and financial status to suggest suitable loan products. - Collect and verify loan documents (KYC, income proof, vehicle quotation,...

  • Loan Officer

    1 week ago

    Noida, Uttar Pradesh, India Tactwise advisory solution PVT. LTD Full time

    * Generate leads through various channels including cold calling, field visits, referrals, and digital platforms. - Meet prospective customers, understand their loan requirements, and recommend suitable loan products. - Explain loan features, eligibility, documentation, interest rates, EMIs, and processing timelines. - Achieve monthly and quarterly loan...

  • Two Wheeler Loan Officers

    4 days ago

    Gorakhpur, Uttar Pradesh, India Recrudo Labs Full time

    **Location**: Bareilly, Faizabad, Gonda, Ambedkar Nagar, Gorakhpur, Pratapgarh **Experience Required**: Minimum 1+ Years in Two Wheeler Loans We are currently seeking a motivated and experienced Two Wheeler Loan Sales Officer to join our team in the specified locations. **Key Responsibilities**: - Drive sales of two wheeler loans by identifying and...