Loan Officer

4 hours ago


Kalyanpur Kanpur Kanpur Uttar Pradesh, India Bharat Financial Inclusion Ltd. Full time

**Job Title**: Loan Officer

**Department**: Bharat Super Shop (BFIL)

**Location**: Will be informed at the time of joining (usually within 100-150 km from home location)

Loan Officers are responsible for managing customer relationships, assessing creditworthiness, and ensuring smooth loan disbursement and recovery at the branch level.

**Key Responsibilities**:

- Identify and onboard potential customers for microfinance and small business loans.
- Conduct field visits and verify customer details and business activities.
- Explain loan terms, repayment process, and company policies to clients.
- Ensure timely collection of loan repayments and maintain repayment records.
- Maintain good customer relationships and handle queries effectively.
- Support in group meetings, documentation, and loan disbursement processes.
- Work closely with branch staff to achieve business and collection targets.

**Required Skills & Qualifications**:

- Minimum qualification: 12th pass / Graduate (any stream).
- Good communication and interpersonal skills.
- Willingness to travel and work in rural/semi-urban areas.
- Honest, hardworking, and customer-focused attitude.

Pay: ₹10,618.75 - ₹20,000.00 per month

**Benefits**:

- Health insurance
- Paid sick time
- Provident Fund

Work Location: In person


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