Loan Officer

2 days ago


Kanpur, Uttar Pradesh, India Bharat Financial Inclusion Ltd. Full time ₹ 2,40,000 - ₹ 6,48,000 per year

Job Title: Loan Officer

Department: Bharat Super Shop (BFIL)

Location: Will be informed at the time of joining (usually within 100–150 km from home location)

Job Description:

Loan Officers are responsible for managing customer relationships, assessing creditworthiness, and ensuring smooth loan disbursement and recovery at the branch level.

Key Responsibilities:

  • Identify and onboard potential customers for microfinance and small business loans.
  • Conduct field visits and verify customer details and business activities.
  • Explain loan terms, repayment process, and company policies to clients.
  • Ensure timely collection of loan repayments and maintain repayment records.
  • Maintain good customer relationships and handle queries effectively.
  • Support in group meetings, documentation, and loan disbursement processes.
  • Work closely with branch staff to achieve business and collection targets.

Required Skills & Qualifications:

  • Minimum qualification: 12th pass / Graduate (any stream).
  • Good communication and interpersonal skills.
  • Willingness to travel and work in rural/semi-urban areas.
  • Honest, hardworking, and customer-focused attitude.

Job Type: Full-time

Pay: ₹10, ₹27,048.46 per month

Benefits:

  • Health insurance
  • Provident Fund

Work Location: In person


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