Branch:gold Loan Officer

2 weeks ago

India Axis Bank Full time

**Branch Gold Loan Officer** **INTERNAL USAGE: (to be removed before publishing externally)** **No. of Vacancies**: **Manager**: - Branch Operations Head **Is a Team leader?** - N **Team Size**: - 0 **Grade**: - Officer, AM, DM **Business**: - Rural Lending **Department**: - Rural Lending Gold **Sub**Department**: - NA **Location**: **About Branch Banking** - With branches spread across the country, the branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank - s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank - s customer engagement strategy across products and services **About**the**Role** Gold Loan Officer is responsible for Gold Loan Operations in the branch. - Portfolio Profitability - by maintaining Pricing and Fee of the assigned territory. - Productivity - To ensure the minimum benchmark ASL productivity by way of choosing right people and mínimal attrition. - Process and Compliance - To achieve the highest level of operational and compliance superiority along with top line numbers. **Key Responsibilities** - To maintain relation with branch banking team in order to have smooth processing of Gold Loan cases - To recruit, train, induct ASL executive in the system and motivate them to increase gold loan portfolio in association with the Branch Banking channel. - To ensure that all the compliance/operational process are being followed by ASL and branch banking team, Keep providing training and constant support for a healthy and hygiene portfolio - To ensure that Top line numbers are met and required productivity level is also achieved as provided and guided by Central Team. **Qualifications** Optimal qualification for success on the job is: - Graduate/ MBA (Marketing) preferred from a recognized institute. - 2-4 years of relevant work experience (preferably NBFC). **Role Proficiencies**: - Proven work experience in branch banking or channel sales - Solid Relationship Building Skills with experince of channel sales, team management - Strong problem solving skills and willingness to roll up one - s sleeves to get the job - Skilled at working effectively with cross functional teams in a matrix organization - Excellent written and verbal communication skills"

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