Loans Officer Trainee

3 hours ago

Vashi Navi Mumbai Maharashtra, India Smartfin Corporate Advisors Pvt Ltd Full time

Job description
Job Title: Loan Officer Trainee
Department: Lending/Loan Department
Location: Vashi, Navi Mumbai
Reports to: Senior Loan Officer/Branch Manager

Job Summary:
The Loan Officer Trainee position is designed for individuals seeking to build a career in the financial services and lending sector. As a trainee, you will receive hands-on training and mentorship to develop a deep understanding of loan products, credit analysis, customer service, and regulatory compliance. You will assist senior loan officers with loan origination, processing, and customer interactions, gaining essential skills and knowledge required to become a full-fledged Loan Officer.

Key Responsibilities:
Work with customers to explain loan products, terms, and repayment schedules.
Support the preparation of loan proposals and submit them for approval to senior officers or underwriters.
Develop a thorough understanding of company loan policies, lending regulations, and financial products.
Assist in maintaining accurate loan files and documentation in compliance with legal and company standards.
Learn to assess risk factors in lending and provide recommendations on loan approval or denial.
Work closely with senior loan officers in identifying customer needs and recommending suitable loan products.
Participate in training sessions on lending procedures, financial analysis, and compliance requirements.
Skills & Qualifications:
Education: Bachelor’s degree in Finance, Business Administration, Commerce,Economics, or a related field.

Knowledge: Basic understanding of lending practices, credit analysis, and banking regulations.

**Skills**:Strong interpersonal and communication skills, with the ability to work effectively with customers.
Analytical thinking and attention to detail in reviewing financial information.

Proficiency in Microsoft Office (especially Excel) and loan management software.

Ability to manage time effectively and work on multiple loan files simultaneously.

Customer-focused approach with problem-solving abilities.

Experience: Previous experience or internships in banking, customer service, or finance (preferred but not required).

Personal Attributes:
Eager to learn about the lending process and financial services industry.

Strong ethical standards and a high degree of professionalism.
A positive, customer-oriented attitude with a focus on meeting clients' financial needs.

Willingness to take initiative and work independently under supervision.

Career Path:
:
Comprehensive training and mentorship from experienced loan officers.
Opportunities for career growth within the lending department.
Exposure to a wide variety of loan products and customer profiles.
Potential for a full-time position as a Loan Officer based on performance.

**Job Types**: Permanent, Fresher, Internship, Contractual / Temporary

Pay: ₹5,000.00 - ₹15,000.00 per month

**Job Types**: Full-time, Fresher, Internship
Contract length: 3-12 months

Pay: ₹7,000.00 - ₹20,000.00 per month

Schedule:

- Day shift

**Education**:

- Bachelor's (required)

Work Location: In person

  • Loan Officer

    1 week ago

    Vashi, Navi Mumbai, Maharashtra, India smartfin corporate advisors private limited Full time

    **Role Description** This is a full-time on-site role as a Finance Executive for business loan processing. The Finance Executive will be responsible for day-to-day tasks associated with business loan processing, including analyzing financial statements, utilizing analytical skills, managing finance. Preparing CMA/ Project Reports. **Qualifications** -...

  • Loan Officer

    4 days ago

    Navi Mumbai, Maharashtra, India Consult Hagnos Full time

    Division: Lead Management System - Mortgage Services Designation: Loan Officer (Home Loan - Sales) Location: Mahape - Navi Mumbai Experience: 1-3 years ROLES & RESPONSIBILITIES: 1. Prospecting with suspect leads. A suspect is a person who has still not decided on taking a loan. 2. Converting a suspect to a prospect. This involves the following: -...

  • Loan Officer

    6 days ago

    Navi Mumbai, Maharashtra, India Benefit Business Solutions Private Limited Full time

    **Division**: Lead Management System - Mortgage Services **Designation**: Loan Officer (Home Loan - Sales) **Location**: Mahape - Navi Mumbai **Experience**: 1-3 years **ROLES & RESPONSIBILITIES**: 1. Prospecting with suspect leads. A suspect is a person who has still not decided on taking a loan. 2. Converting a suspect to a prospect. This involves the...

  • Loan Officer

    1 week ago

    Mumbai, Maharashtra, India Cubetiq consulting llp Full time

    Job descriptionThe Sales Officer for Home Loans plays a crucial role in driving the sales of home loan products for the organization. They are responsible for building and maintaining relationships with potential customers to generate leads and achieve sales targets. This role is essential in contributing to the company's revenue and market presence within...

  • Urgently Hiring Home Loan Sales

    2 weeks ago

    Vashi, Navi Mumbai, Maharashtra, India HomeBazaar.com Full time

    **Job description** Greetings from Home Bazaar Services Pvt Ltd!!! Who are we? What is the Opportunity Position : Home Loan Sales Job Location : Vashi(Work from Office) Weekly off : Every Tuesday **Salary**: Depends on the current CTC & Experience **Roles & Responsibilities**: - Responsible for calling on the Quality leads generated by the company...

  • Loan Officer

    2 weeks ago

    Mumbai, Maharashtra, India Aastral Inc Full time

    We are seeking dynamic individuals to join our team as Relationship Officers. As a front-line officer in our Sales division, you will play a pivotal role in acquiring new customers and engaging with existing ones. Your primary responsibility will be to source home loan files through direct channels and partners, ensuring their timely submission for screening...

  • Commercial loan officer

    4 weeks ago

    Navi Mumbai, India Selections HR Services Private Limited Full time

    Key Requirement:Looking for professionals with 3 to 4 years of experience in Vehicle and Commercial Loan Processing with expertise in loan documentation, contract drafting, payout processing, KYC, onboarding, credit underwriting, and governance.Responsibilities:Handle end-to-end processing of vehicle and commercial loans.Manage loan origination, onboarding...

  • Commercial loan officer

    4 weeks ago

    Navi Mumbai, India Selections HR Services Private Limited Full time

    Key Requirement:Looking for professionals with 3 to 4 years of experience in Vehicle and Commercial Loan Processing with expertise in loan documentation, contract drafting, payout processing, KYC, onboarding, credit underwriting, and governance.Responsibilities:Handle end-to-end processing of vehicle and commercial loans.Manage loan origination, onboarding...

  • Loan Officer

    2 days ago

    Ghansoli, Navi Mumbai, Maharashtra, India Kydeon Global Service Pvt Ltd Full time

    Our local credit union is currently experiencing rapid growth. We are interested in expanding our capacity to provide mortgage loans to home buyers, and we are looking for a fresher or an experienced Loan Processor to join our team. The successful applicant will be responsible for accurately managing residential and commercial real estate loan documentation...

  • Loan Officer

    4 days ago

    Ghansoli, Navi Mumbai, Maharashtra, India Epicenter Technologies Pvt. Ltd Full time

    Responsibilities: Analyze active loan files on a regular basis and recommend solutions to speed up the loan process. Complete loan contracts and teach clients on policies and regulations. Interview applicants to define financial eligibility and establish debt payment plans. Monitor and update account records. Prepare detailed loan proposals. **Salary**:...