Credit Officer

7 days ago

Bavdhan Pune Maharashtra, India Mahashakti Financiers Ltd. Full time

**Job Overview**:
**Key Responsibilities: Loan Processing & Credit Assessment**:

- Ensure compliance with company credit policies, RBI/NBFC guidelines, and regulatory norms.

**Documentation pre-Loan Disbursement**:

- Verify KYC, salary slips, bank statements, and other loan agreements before disbursement.
- Assess borrowers' nature and intentions for loan repayment based on online chats/telephonic conversations.
- Educate borrowers on loan terms, repayment schedules, and penalties.
- Coordinate with finance teams for timely loan disbursements.

**Collections & Recovery**:

- Monitor active loans and track overdue accounts.
- Negotiate repayment plans and settlements to optimize recovery.
- Escalate non-recoverable loans to recovery teams if necessary.

**Customer Relationship Management**:

- Maintain strong customer relationships to improve repayment rates.
- Address borrower queries and educate them on responsible borrowing.

**Qualifications & Skills**:

- **Education**: Bachelor’s degree in Finance, Commerce, Accounting, or a related field.
- **Experience**: Preference for experience in credit assessment & collections (NBFC/ loans).
- **Technical Skills**: Working knowledge in MS Excel, Credit bureau (CIBIL) reports and Bank transactions analysis.
- **Soft Skills**: Good analytical, negotiation, and communication skills.
- **Key Competencies**: Quick decision-making, problem-solving, and adaptability in dynamic financial environments.

**Work Conditions**:

- Fixed working hours (10 AM to 6 PM, 06 days a week).

**Job Types**: Full-time, Permanent

Pay: ₹18,000.00 - ₹25,000.00 per month

**Benefits**:

- Paid sick time
- Provident Fund

Work Location: In person

  • Credit Officer

    2 weeks ago

    Bavdhan, Pune, Maharashtra, India Mahashakti Financiers Ltd. Full time

    **Credit Officer** **Location**: Bavdhan, Pune - 21 **Department**: Credit **Reports To**: Team Leader **Job Overview**: **Key Responsibilities: Loan Processing & Credit Assessment**: - Ensure compliance with company credit policies, RBI/NBFC guidelines, and regulatory norms. **Documentation pre-Loan Disbursement**: - Verify KYC, salary slips, bank...

  • Credit Officer

    1 day ago

    Bavdhan, Pune, Maharashtra, India Mahashakti Financiers Ltd. Full time

    **Job Title**: Credit Officer **Job Location**: Ram Nagar, Bavdhan, Pune, Maharashtra 411021 **Department**: Sanction **Reports to**: Team Leader **Responsibilities**: - Review loan requests - Make a call to the clients - Assess clients’ financial status - Evaluate creditworthiness and risks - Contact clients to gather financial data and...

  • Credit Officer

    2 weeks ago

    Bavdhan, Pune, Maharashtra, India Mahashakti Financiers Ltd. Full time

    **Job Title**: Credit Officer **Job Location**: Ram Nagar, Bavdhan, Pune, Maharashtra 411021 **Department**: Sanction **Reports to**: Team Leader **Responsibilities**: - Review loan requests - Make a call to the clients - Assess clients’ financial status - Evaluate creditworthiness and risks - Contact clients to gather financial data and...

  • Credit Officer

    2 weeks ago

    Swargate, Pune, Maharashtra, India Khush Housing Finance Pvt. Ltd Full time ₹ 2,40,000 - ₹ 4,80,000 per year

    Job TitleCredit Officer - MortgageQualification Graduate/Post Graduate in Commerce, MBA (Finance) preferable not mandatoryExperience1 to 3 Years in Mortgage Backed LendingKey Skills· Excellent written and oral communication· Analytical and Ability to work under pressure. Experience in mortgage products like financial analysis and ratio analysis etc would...

  • Credit Officer

    2 weeks ago

    Garkheda, Aurangabad, Maharashtra, India Khush Housing Finance Pvt. Ltd Full time

    **Job Title** Credit Officer - Mortgage **Qualification** Graduate/Post Graduate in Commerce, MBA (Finance) preferable not mandatory **Experience** 1 to 3 Years in Mortgage Backed Lending **Key Skills** - Excellent written and oral communication - Analytical and Ability to work under pressure - Experience in mortgage products like financial analysis and...

  • Credit Officer

    1 day ago

    Masjid, Mumbai, Maharashtra, India Bombay mercantile co-operative bank ltd Full time ₹ 10,00,000 - ₹ 15,00,000 per year

    BOMBAY MERCANTILE CO-OPERATIVE BANK LTD is hiring for Credit Officers.Experience: 5+ years in Scheduled Commercial Banks with relevant experience in credit appraisal, loan assement and portfolio Monitoring, structing Loan etc.Age: 30 to 45 YearsQualification: Graduation in any disciplineRole and Responsibilities:Develop and implement credit policies,...

  • Credit Officer

    7 days ago

    Emerging Enterprise Banking>West>Maharashtra>Maharashtra>VIDARBHA>Nagpur>Maharashtra>>Ayodhyanagar, India Equitas Small Finance Ltd Full time ₹ 6,00,000 - ₹ 12,00,000 per year

    Credit OfficerEnsure proper credit evaluation of customers as per policy & process Conduct personal discussion with customers for evaluation of Loan proposal Support the branch team in achieving desired branch objective. Manage & Maintain TAT for Loan disbursement. To diligently appraise loan applications in line with credit policy of the...

  • Credit Portfolio Officer

    2 weeks ago

    Mumbai, Maharashtra, India Citi Full time

    The Credit Portfolio Officer is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to client and counterparties...

  • Credit Officer

    7 days ago

    Pune, India Ubique Systems Full time

    **Criteria: - ** 2. Worked in Credit Operations or Total Credit will be considered 3. Salary not more than 16-18k in Hand **Job Types**: Full-time, Regular / Permanent **Salary**: ₹15,000.00 - ₹18,000.00 per month Ability to commute/relocate: - Pune, Maharashtra: Reliably commute or planning to relocate before starting work...

  • Credit Centre Officer

    2 days ago

    Pune, India Vishay Intertechnology, Inc. Full time

    We are seeking great talent to help us build The DNA of tech.® Vishay manufactures one of the world's largest portfolios of discrete semiconductors and passive electronic components that are essential to innovative designs in the automotive, industrial, computing, consumer, telecommunications, military, aerospace, and medical markets. We help the world's...