Credit Portfolio Officer

2 days ago

Mumbai Maharashtra, India Citi Full time

The Credit Portfolio Officer is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to client and counterparties globally.

**Responsibilities**:

- Develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments
- Understand applicable credit policies, industry regulations and the requisite impact of those governance items to prospective new partners or product initiatives
- Establish and leverage cross-functional partnerships and network with key internal and external constituencies
- Utilize SAS in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
- Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
- Has the ability to operate with a limited level of direct supervision.
- Can exercise independence of judgement and autonomy.
- Acts as SME to senior stakeholders and /or other team members.

**Qualifications**:

- 10+ years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry
- Experience in using analytical, data mining and visualization tools like SAS, SQL, Python, Tableau and MS Office packages including advanced Excel.

- Knowledge of Essbase, SmartView, and/or OneStream packages a plus
- Demonstrated ability to synthesize and prioritize and drive results with a sense of urgency.
- Proven ability to remain organized in a fast-paced environment managing multiple projects
- Demonstrated interpersonal, organizational and analytic skills
- Vision and ability to provide innovative solutions to core business practices.
- Ability to develop partnerships across multiple business and functional areas as well as manage stakeholders across multiple line of business and geographies.

**Education**:

- Bachelor's degree/University degree or equivalent experience
- Master's degree preferred
- **Job Family Group**:
Risk Management
- **Job Family**:
Portfolio Credit Risk Management
- **Time Type**:

- **Most Relevant Skills**

Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
- **Other Relevant Skills**

For complementary skills, please see above and/or contact the recruiter.-
- View Citi’s _EEO Policy Statement_ and the _Know Your Rights_ poster._

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