Loan Officer

2 weeks ago

Chandigarh Chandigarh, India Jupitice Justice Technologies Private Limited Full time

1. **Loan Origination and Processing**:

- **Target Number of Loans**: Achieving a set target for the number of loans processed or approved within a specific time frame.
- **Customer Assessment**: Assessing the creditworthiness of loan applicants based on their financial standing.

2. **Customer Relationship Management**:

- **Customer Engagement**: Building and maintaining relationships with customers, both prospective and existing.
- **Cross-Selling Opportunities**: Identifying and offering relevant banking products to existing customers (e.g., insurance, savings accounts).
- **Customer Retention**: Ensuring high customer satisfaction and resolving issues promptly.

3. **Loan Approval and Disbursement**:

- **Disbursement Timeliness**: Ensuring that loans are disbursed to customers within the specified time frame.

4. **Compliance and Risk Management**:

- **Risk Assessment**: Analyzing and minimizing risk by conducting thorough background checks, credit assessments, and ensuring loan agreements are legally sound.
- **Documentation**: Ensuring that all loan documentation is complete and accurate to avoid future disputes.

5. **Sales Targets and Business Development**:

- **Sales Targets**: Meeting or exceeding monthly/quarterly loan sales targets.
- **Business Development**: Identifying new business opportunities and collaborating with other departments to achieve organizational growth.

6. **Customer Service and Support**:

- **After-Sales Service**: Assisting customers post-loan disbursement, including answering queries and providing support.
- **Problem Resolution**: Addressing and resolving customer complaints or issues efficiently.

7. **Market Knowledge and Research**:

- **Industry Trends**: Keeping up-to-date with market trends, interest rates, and competitors to advise clients effectively.
- **Loan Product Knowledge**: Understanding various loan products and their benefits to recommend suitable solutions to clients.

8. **Performance Reporting**:

- **Reporting Metrics**: Regularly updating performance metrics such as the number of loans approved, outstanding loans, and client feedback.
- **Feedback and Improvement**: Providing feedback on product offerings and operational improvements.

9. **Collaboration with Teams**:

- **Teamwork**: Working closely with sales, underwriting, and operations teams to streamline the loan process.
- **Training and Mentoring**: Helping newer loan officers by sharing knowledge and assisting with their development.

Pay: ₹50,000.00 - ₹80,000.00 per month

**Benefits**:

- Provident Fund

Schedule:

- Day shift
- Morning shift

Supplemental Pay:

- Shift allowance

**Experience**:

- total work: 1 year (preferred)

Work Location: In person

**Speak with the employer**
+91 9646175326

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