Credit Underwriter

1 week ago

India PayU Full time

**About PayU**

PayU, a leading payment and Fintech company in 50+ high-growth markets throughout Asia, Central and Eastern Europe, Latin America, the Middle East and Africa, part of Prosus group, one of the largest technology investors in the world is redefining the way people buy and sell online for our 300.000+ merchants and millions of consumers.

As a leading online payment service provider, we deploy more than 400 payment methods and PCI-certified platforms to process approximately 6 million payments every single day.

Job Title - Credit Underwriter

Job type - Full-time

Location - Bangalore, Mumbai India
- Review and verify income statements, tax returns and other financial documents to develop a borrower's profile and arrive at a credit recommendation.
- Conduct telephonic discussions and risk assessments on potential applicants based on previous borrowing history, credit rating, industry experience and other factors
- Develop and implement policies & procedures. Collaborate with team members and upper management to establish guidelines and best practices.
- Conduct quality control audits and prepare monthly, quarterly, and/or annual reports.

Desired Skills
- Strong financial acumen and problem solving skills
- Knowledge of basic accounting theories, credit principles, lending functions, loan research and general credit policies.
- In-depth understanding of Personal Loan product
- Analytical thinking and attention to details
- Good communication skills

Work Experience
- Work experience of 3 or more years in similar profile with NBFC/Banks/Fin-tech Lending Institutions

**About us**:
**Our Commitment To Building A Diverse And Inclusive Workforce**

As a global and multi-cultural organization with varied ethnicities thriving across locations, we realize that our responsibility towards fulfilling the D&I commitment is huge. Therefore, we continuously strive to create a diverse, inclusive and safe environment, for all of our people, communities and customers. Our leaders are committed to create an inclusive work culture which enables transparency, flexibility and unbiased attention to each and every PayUneer so they can succeed, irrespective of gender, color or personal faith. An environment where every person feels they belong, that they are listened to, and where they are empowered to speak up. At PayU we have zero tolerance towards any form of prejudice whether a specific race, ethnicity, or of persons with disabilities or the LGBTQ communities.

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