Us mortgage underwriter

3 weeks ago

India Brace Infotech Private Ltd Full time

The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Experience: -4years and above Education Qualification:- Degree Or Equivalent Preference: - US Mortgage Process (Only Night Shifts) Work From Home/Remote. Key Required Skills:- Candidate must have experience in live underwriting & Real Time Analysis.  Excellent at Income Calculation and Debt-to-Income(DTI) Ratio Calculation.  Expertise in 4 C's framework (Credit, Capacity, Collateral and Capital),  Familiar in Credit report Analysis & LOX (Letter of Explanation).  Knowledge on Credit Bureau, Documents to approve the loan, Familiar with different account types. Job Roles and Responsibilities:  Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.  Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company.  Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios  Review Initial application - Verify loan, property, borrowers’ information with other available documents - Verify borrower's monthly income and expenses - Verify other relevant sections.  Review all the documents related to borrower’s Credit, Capacity, Collateral and Capital.  Calculate asset required for closing and reserve purpose for the transaction (as per guideline) Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.  Provides final approval underwriting of mortgage loans.  Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.  Sign off conditions in a timely manner set by management.  Work with staff and management to find solutions on escalated loans.  May be requested to make recommendations for improving Internal Audit’s policies and practices.  Manage loans by using all functions of Encompass.  Effectively communicate underwriting decisions with processors and advisors  Maintain high level of customer service and communication with other departments.  Other duties as assigned. Qualification & Experience  Degree or Equivalent  Minimum 3 years of experience in conventional/govt end to end underwriting.  Well-versed with all 4 C’s of Underwriting (Asset, Income, Credit and Collateral)

  • US Mortgage Underwriter

    4 weeks ago

    India Brace Infotech Private Ltd Full time

    The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Experience: - 4years and above Education Qualification:- Degree Or Equivalent Preference: - US Mortgage Process (Only Night...

  • US Mortgage Underwriter

    4 weeks ago

    India Brace Infotech Private Ltd Full time

    The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordancewith established policies and procedures and appropriate guidelines; examines all documentationfor accuracy and completeness.Experience: -4years and aboveEducation Qualification:-Degree Or EquivalentPreference: -US Mortgage Process (Only Night Shifts)Work From...

  • US Mortgage Underwriter

    4 weeks ago

    India Brace Infotech Private Ltd Full time

    The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Experience: - 4years and above Education Qualification:- Degree Or Equivalent Preference: - US Mortgage Process (Only Night Shifts) Work...

  • Mortgage Underwriting Analyst

    4 days ago

    Mumbai, India JPMorganChase Full time

    Job Description Job Description Are you ready to make a significant impact in private banking At JPMorgan Chase, we seek a dedicated and detail-oriented Underwriting QC Analyst for our Private Banking Mortgage team. Your expertise in Accounting, Banking & Finance, Mathematics, and US mortgages will help us uphold the highest standards of credit risk...

  • U.K Mortgage Underwriter

    7 days ago

    Pune, Maharashtra, India, Maharashtra Selections HR Services Private Limited Full time

    We are seeking a skilled U.K Mortgage Underwriter with expertise in the 4 C’s of underwriting (Credit, Capacity, Collateral, and Capital). The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards.Shift & Working Days:Shift: U.K (11am...

  • Manager Mortgage Underwriting

    7 days ago

    Chennai, Tamil Nadu, India, Tamil Nadu HCLTech Full time

    We are hiring for a Manager Mortgage Underwriting. Please find the below Key tasks and responsibilities for the same:Key Responsibilities.Underwriting Leadership- Oversee daily operations of the underwriting team, ensuring timely and accurate decisions on loan files.- Manage underwriting for FHA, VA, USDA, Fannie Mae, Freddie Mac, and jumbo loan products.-...

  • Residential Mortgage Underwriting

    6 days ago

    Chennai, India HCLTech Full time

    Job Description VENUE DETAILS: HCL Technologies Limited, Block 1, Sandhya info city / ETA 3 Special Economic Zone, No:33, Rajiv Gandhi Salai, Navalur, Tamil Nadu 603103 DATE - 11TH OCT 25 TIMING DETAILS: 9AM - 2PM This is a Residential Mortgage Underwriting process which involves a complete analysis of the loan parameters Job Summary: and the borrowers...

  • ▷ [Apply in 3 Minutes] Mortgage Underwriting Analyst

    3 weeks ago

    Mumbai, India Chase Bank Full time

    Job Description Are you ready to make a significant impact in private banking At JPMorgan Chase, we seek a dedicated and detail-oriented Underwriting QC Analyst for our Private Banking Mortgage team. Your expertise in Accounting, Banking & Finance, Mathematics, and US mortgages will help us uphold the highest standards of credit risk compliance for our High...

  • US Mortgage Loan Processor

    3 weeks ago

    India Talentgigs Full time

    JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of...

  • Residential Mortgage Underwriting

    6 days ago

    Chennai, India HCLTech Full time

    Job Description VENUE DETAILS: HCL Technologies Limited, Block 1, Sandhya info city / ETA 3 Special Economic Zone, No:33, Rajiv Gandhi Salai, Navalur, Tamil Nadu 603103 DATE - 11TH OCT 25 TIMING DETAILS: 9AM - 2PM Job Summary: This is a Residential Mortgage Underwriting process which involves a complete analysis of the loan parameters and the borrowers...