US Mortgage Loan Processor

17 hours ago

India Talentgigs Full time

JOB TITLE:U.S Mortgage Underwriter

SHIFT TIMING: Must be open for Night Shift

POSITION TYPE: Full-Time

LOCATION: Chennai

Experience Range: 0.6 months – 8 years

Notice period: UPTO45Days

Job description

A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements.

Key Responsibilities: Loan Application Review:

➢ Analyse and verify loan applications, ensuring all required documents are complete and accurate.

➢ Assess the borrower's credit history, employment, income, and debt levels.

➢ Confirm the property's value through appraisal reports.

Credit and Financial Analysis:

➢ Evaluate credit reports to determine the borrower's creditworthiness.

➢ Analyse financial statements, tax returns, pay stubs, and other income documentation.

➢ Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: ➢ Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation.

Compliance and Risk Assessment:

➢ Ensure loans comply with all federal, state, and local regulations.

➢ Adhere to company policies and guidelines.

➢ Identify potential risks and assess the overall risk level of the loan.

Essential skills and requirements:

• Any bachelor’s degree.

• Proven experience in mortgage processing or underwriting.

• Strong knowledge of mortgage industry regulations and procedures. • Excellent analytical and problem-solving skills.

• Detail-oriented with exceptional organizational abilities.

• Proficiency in using mortgage processing software and financial tools.

• Effective communication and interpersonal skills

. • Ability to work efficiently under pressure and meet tight deadlines.

• Solid understanding of financial statements and credit reports.

• Certification in mortgage underwriting or related fields is a plus.

  • US Mortgage Underwriter

    7 days ago

    India Brace Infotech Private Ltd Full time

    The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Experience: - 4years and above Education Qualification:- Degree Or Equivalent Preference: - US Mortgage Process (Only Night...

  • Us mortgage underwriter

    3 days ago

    India Brace Infotech Private Ltd Full time

    The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Experience: -4years and above Education Qualification:- Degree Or Equivalent Preference: - US Mortgage Process (Only Night Shifts)...

  • US Mortgage Underwriter

    3 weeks ago

    India Brace Infotech Private Ltd Full time

    The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordancewith established policies and procedures and appropriate guidelines; examines all documentationfor accuracy and completeness.Experience: -4years and aboveEducation Qualification:-Degree Or EquivalentPreference: -US Mortgage Process (Only Night Shifts)Work From...

  • US Mortgage Underwriter

    2 weeks ago

    India Brace Infotech Private Ltd Full time

    The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Experience: - 4years and above Education Qualification:- Degree Or Equivalent Preference: - US Mortgage Process (Only Night...

  • US Mortgage Underwriter

    7 days ago

    India Brace Infotech Private Ltd Full time

    The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Experience: - 4years and above Education Qualification:- Degree Or Equivalent Preference: - US Mortgage Process (Only Night Shifts) Work...

  • US Mortgage Underwriter

    1 week ago

    India Brace Infotech Private Ltd Full time

    The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordancewith established policies and procedures and appropriate guidelines; examines all documentationfor accuracy and completeness.Experience: -4years and aboveEducation Qualification:-Degree Or EquivalentPreference: -US Mortgage Process (Only Night Shifts)Work From...

  • [15h Left] U.S Mortgage Loan Processor

    3 days ago

    Chennai, India Talentgigs Full time

    Job Description JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of...

  • US Mortgage Manager

    2 weeks ago

    India Live Connections Full time

    US Mortgage Manager (Mortgage Origination and Correspondent) - Experience: 7-10 years - Location : Mysore Key Responsibilities - Direct day-to-day management, attendance, training, hiring, recruiting, and performance reviews for all team members - Ensure compliance with RESPA/TRID and other federal, state, and industry regulations - Interface...

  • US Mortgage Underwriter

    3 weeks ago

    India Brace Infotech Private Ltd Full time

    The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Experience: - 4years and above Education Qualification:- Degree Or Equivalent Preference: - US Mortgage Process (Only Night Shifts) Work...

  • US Mortgage Underwriter

    1 week ago

    India Brace Infotech Private Ltd Full time

    The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Experience: - 4years and above Education Qualification:- Degree Or Equivalent Preference: - US Mortgage Process (Only Night...