U.K Mortgage Underwriter

21 hours ago


Pune Maharashtra India, Maharashtra Selections HR Services Private Limited Full time

We are seeking a skilled U.K Mortgage Underwriter with expertise in the 4 C’s of underwriting (Credit, Capacity, Collateral, and Capital). The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards.


Shift & Working Days:

  • Shift: U.K (11am -11pm).
  • Working Days: 5 days of working.


Key Responsibilities:

  • Underwriting Activities: Review, analyze, and approve/deny mortgage applications based on risk assessment and investor guidelines.
  • 4 C’s of Underwriting: Evaluate borrower’s Credit, Capacity, Collateral, and Capital to determine loan eligibility.
  • Income Calculation: Assess borrower income using tax returns, W-2s, pay stubs, and financial statements.
  • Risk Assessment: Analyze creditworthiness, property valuation, and overall lending risks to ensure sound decision-making.
  • Compliance & Quality Control: Ensure adherence to federal, state, and investor regulations, maintaining high-quality underwriting standards.
  • Collaboration: Work closely with loan officers, processors, and other stakeholders to streamline the underwriting process.


Requirements:

  • Experience: Minimum 2 years in mortgage underwriting, preferably in U.S. or U.K. or global residential loans.
  • Attention to Detail: Strong analytical skills to assess financial documents and property risks accurately.
  • Communication: Ability to articulate underwriting decisions effectively to internal teams and external stakeholders.



  • Pune, Maharashtra, India Selections HR Services Private Limited Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    We are seeking a skilled U.K Mortgage Underwriter with expertise in the 4 C's of underwriting (Credit, Capacity, Collateral, and Capital). The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards.Shift & Working Days:Shift: U.K (11am...


  • Pune, Maharashtra, India Selections HR Services Private Limited Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    Job Title: U.K. Mortgage UnderwriterClient: One of the Top MNCsWe are seeking a skilled U.K Mortgage Underwriter with expertise in the 4 C's of underwriting (Credit, Capacity, Collateral, and Capital). The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines...


  • Pune, Maharashtra, India Mphasis Ltd Full time ₹ 1,20,000 - ₹ 15,00,000 per year

    QA - Underwriting UWQA Digital Risk's mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk's 1,500 team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...

  • Underwriter

    21 hours ago


    Pune, Maharashtra, India, Maharashtra Career Guideline Full time

    Full Job DescriptionPosition Summary:The Mortgage underwriting associate evaluate and determine the eligibility of loan applicationsof residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes butnot limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility...


  • Pune, Maharashtra, India TalentBridge Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    NON-QM UNDERWRITERJob Duties:Underwrite and decision non-QM loans to comply with all applicable regulations. Should be able to underwrite all Tiers, including complex loan transactions.Maintain client SLA expectations:Achieves individual Underwriter quality benchmarks.Achieves individual production goals and turn times.In-depth Knowledge of Non-QM...

  • Underwriter

    1 week ago


    Pune, Maharashtra, India Career Guideline Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Full Job DescriptionPosition Summary:The Mortgage underwriting associate evaluate and determine the eligibility of loan applicationsof residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes butnot limited to analyzing and verifying loan applications, review of all 4 C's, evaluating risks, and making loan eligibility...

  • Senior Underwriter

    3 weeks ago


    Pune, Maharashtra, India The HIRD Full time

    We're Hiring: Live / End-to-End UnderwriterAre you an experienced Underwriter looking to grow your career in a dynamic, fast-paced environment? We're on the lookout for a professional with 3.5+ years of relevant experience to join our team in Pune (UK Shift). Role: Underwriter (Live / End-to-End) Experience: 3.5+ years (relevant underwriting experience is...

  • Senior Underwriter

    3 weeks ago


    Pune, Maharashtra, India The HIRD Full time

    We're Hiring: Live / End-to-End UnderwriterAre you an experienced Underwriter looking to grow your career in a dynamic, fast-paced environment? We're on the lookout for a professional with 3.5+ years of relevant experience to join our team in Pune (UK Shift). Role: Underwriter (Live / End-to-End) Experience: 3.5+ years (relevant underwriting experience is...


  • Pune, Maharashtra, India Mphasis Ltd Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Team Lead- Underwriting Team Leader - Underwriter Digital Risk's mission to Make Mortgages Safe?relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk's 1,500+ team members make us one of the largest mortgages outsource providers in the U.S., supplying appraisal and mortgage...


  • Pune, Maharashtra, India Mphasis Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Team Leader-UnderwriterDigital Risk's mission to MakeMortgages Safe?relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk's 1,500+ team members make us one of the largest mortgages outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing...