Underwriter

3 weeks ago

Bengaluru Karnataka India, Karnataka Brace Infotech Private Ltd Full time

Job Title:Live UnderwriterLocation:BangloreWork Mode:HybridNP:Immediate-60 daysInterview:Virtual/F2FJob Overview: The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities:  Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.  Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company.  Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios  Review Initial application - Verify loan, property, borrowers’ information with other available documents - Verify borrower's monthly income and expenses - Verify other relevant sections.  Review all the documents related to borrower’s Credit, Capacity, Collateral and Capital.  Calculate asset required for closing and reserve purpose for the transaction (as per guideline)  Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.  Provides final approval underwriting of mortgage loans.  Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.  Sign off conditions in a timely manner set by management.  Work with staff and management to find solutions on escalated loans.  May be requested to make recommendations for improving Internal Audit’s policies and practices.  Manage loans by using all functions of Encompass.  Effectively communicate underwriting decisions with processors and advisors  Maintain high level of customer service and communication with other departments.  Other duties as assigned. Qualification & Experience  Degree or Equivalent  Minimum 3 years of experience in conventional/govt end to end underwriting.  Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral)

  • Underwriter

    3 weeks ago

    Bengaluru, Karnataka, India, Karnataka Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior UnderwriterCompany: Brace infotech Pvt. Ltd.Work Location: ChennaiInterview Time: 11:00 AM – 3:00 PMVenue: Tecci Park,#173, 4th Floor, Block A,OMR, Sholinganallur, Chennai - 600119Landmark - Next to Centre Point Hotel Role OverviewWe are seeking experienced Underwriters and Senior Underwriters proficient in:Live...

  • Underwriter

    2 weeks ago

    Bengaluru, Karnataka, India, Karnataka Brace Infotech Private Ltd Full time

    ```html About the Company: Brace infotech Pvt. Ltd.Work Location: PAN IndiaAbout the Role: US Mortgage Live Underwriting. We are seeking experienced Underwriters and Senior Underwriters proficient in:Live Underwriting is mandatoryLive Underwriting Responsibilities:Minimum of 2 years of experience in underwriting roles, specifically in E2E, Income Review,...

  • US Mortgage Underwriter

    3 weeks ago

    Bengaluru, Karnataka, India, Karnataka Brace Infotech Private Ltd Full time

    Requirements: Live UnderwritingRole: UW/Sr UWSkill Set: E2E Underwriter, Income Review Specialist, Collateral Underwriter, Non-QM Underwriter. Shift: Should be flexible to work in night shiftsExperience: Minimum 2 Years in above mentioned Skill set.Immediate joiners Preferable or 30 days NP

  • Senior Live Underwriter

    3 weeks ago

    Bengaluru, Karnataka, India, Karnataka Brace Infotech Private Ltd Full time

    Mega Walkin Drive on 26nd and 27rd-Sep-2025 In BangaloreJob Overview:The Conventional Underwriter reviews, conditions and underwrites US mortgage loans in accordance with establishedpolicies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.Job Roles and Responsibilities: Review and analyse the mortgage...

  • Underwriter

    10 hours ago

    Bengaluru, Karnataka, India Digit Insurance Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Key Responsibilities: 1. Evaluate life and medical insurance applications by assessing risk factors such as medical history, lifestyle, and financial background. 2. Apply underwriting guidelines and make decisions within delegated authority limits, escalating complex cases as needed. 3. Assist in reviewing and updating underwriting policies and procedures to...

  • Underwriting Auditor, Underwriting Strategies

    7 days ago

    Bengaluru, Karnataka, India ETHOS Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Job Description About Ethos Ethos was built to make it faster and easier to get life insurance for the next million families. Our approach blends industry expertise, technology, and the human touch to find you the right policy to protect your loved ones. We leverage deep technology and data science to streamline the life insurance process, making it...

  • Underwriting or Sr. Underwriting

    5 days ago

    Bengaluru, Karnataka, India Vipsa Talent Solutions Full time ₹ 4,00,000 - ₹ 12,00,000 per year

    To work on live underwriting and complete the daily target or assignments.Have experience in US Mortgage Underwriting.Working on 4 Cs (Credit, Capacity, Capital, and Collateral).Knowledge on Income Calculations (Wage, Self Employed and other)

  • Underwriter /Senior Underwriter

    2 days ago

    Bengaluru, Karnataka, India Firstsource Full time ₹ 2,40,000 - ₹ 3,00,000 per year

    Job DescriptionGraduates & aboveMinimum 2 year of experience into Live Underwriting.Should have worked in all the 4 c'sShould be good with income calculation & asset reviewSound knowledge of US Residential mortgage.Exposure of Underwriting processes & guidelines.Excellent critical thinking, problem solving and sound judgment.Analysis and Calculation of...

  • Underwriter

    7 days ago

    Bengaluru, Karnataka, India Recex Full time ₹ 6,00,000 - ₹ 12,00,000 per year

    Job Title: Mortgage UnderwriterResponsibilitiesReview and analyze loan files for compliance with regulations, lending guidelines, and legal standards.Independently approve, deny, or withdraw loan applications based on program requirements and credit policies.Evaluate borrower credit profiles, financial statements, income, assets, liabilities, and collateral...

  • Underwriting Rules Writer, Underwriting Strategies

    1 week ago

    Bengaluru, Karnataka, India ETHOS Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Job Description About Ethos Ethos was built to make it faster and easier to get life insurance for the next million families. Our approach blends industry expertise, technology, and the human touch to find you the right policy to protect your loved ones. We leverage deep technology and data science to streamline the life insurance process, making it more...