
Credit Appraisal Officer
2 weeks ago
**Document Verification**:
- Generate PDF files of verified documents for recordkeeping.
- Scan missing documents at HO when branches fail to provide them.
- **Data Entry and Compliance**:
- Perform CIBIL checks and credit appraisals for applicants and co-applicants.
- **Tele-Verifications**:
- Conduct telephonic verifications for applicants, co-applicants, and references.
- **Field Investigations**:
- Initiate and oversee the field investigation (FI) process for shortlisted cases.
- Analyze and correlate FI reports with other data for comprehensive case assessment.
- **Loan Approval and Disbursement**:
- Communicate approved cases and required documents in WhatsApp groups.
- Generate loan agreements in the software, including filling insurance details.
- Create digital signature invite links and initiate ECS procedures.
- **Physical File Management**:
- Verify physical files against checklist points and raise issues, if any, in WhatsApp groups.
- Prepare and maintain physical files post-loan disbursement.
- **Branch and Sales Support**:
- Resolve login queries raised by branch employees.
- Address eligibility or document-related queries from the sales team.
- **CKYC Compliance Tasks**:
- Handle C-KYC uploads in the government portal as both maker and checker.
Pay: ₹20,000.00 - ₹30,000.00 per month
Schedule:
- Day shift
**Experience**:
- Credit officer: 2 years (required)
Work Location: In person
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