Credit Appraisal Officer

2 weeks ago


Science City Ahmedabad Gujarat, India Veera steel Full time

**Document Verification**:

- Generate PDF files of verified documents for recordkeeping.
- Scan missing documents at HO when branches fail to provide them.
- **Data Entry and Compliance**:

- Perform CIBIL checks and credit appraisals for applicants and co-applicants.
- **Tele-Verifications**:

- Conduct telephonic verifications for applicants, co-applicants, and references.
- **Field Investigations**:

- Initiate and oversee the field investigation (FI) process for shortlisted cases.
- Analyze and correlate FI reports with other data for comprehensive case assessment.
- **Loan Approval and Disbursement**:

- Communicate approved cases and required documents in WhatsApp groups.
- Generate loan agreements in the software, including filling insurance details.
- Create digital signature invite links and initiate ECS procedures.
- **Physical File Management**:

- Verify physical files against checklist points and raise issues, if any, in WhatsApp groups.
- Prepare and maintain physical files post-loan disbursement.
- **Branch and Sales Support**:

- Resolve login queries raised by branch employees.
- Address eligibility or document-related queries from the sales team.
- **CKYC Compliance Tasks**:

- Handle C-KYC uploads in the government portal as both maker and checker.

Pay: ₹20,000.00 - ₹30,000.00 per month

Schedule:

- Day shift

**Experience**:

- Credit officer: 2 years (required)

Work Location: In person


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