Credit Appraisals

**Key Functions** - Visit the Customer’s Workplace / Residence / both to validate key information collected by LO - Complete missing information in StoryBoard provided by the sales executive - Appraise loans from a Credit, Legal and Technical perspective and recommend them to the Credit Committee. - Identify any trends/patterns in appraisal and warn Zonal...

Role & responsibilitiesConduct detailed financial statement analysis and credit appraisal for Unsecured Business Loans (UBL) Assess borrower creditworthiness, repayment capacity, and risk factors Prepare and present comprehensive credit assessment notes for approval Ensure compliance with company credit policies and RBI regulations Collaborate with business,...

Job Description RC - Credit Officer - CVCE Retail Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub-Department: CVCE Credit Location: About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for...

Evaluate financial statements, bank transactions, ITRs, and GST data to assess borrower creditworthiness Analyze various business models and proactively identify credit and operational risks Prepare detailed and concise credit appraisal notes for internal credit committee/sanctioning Recommend loan amount, tenure, and repayment structure aligned to business...

Evaluate financial statements, bank records, ITRs, and GST data to assess borrower eligibility for UBL Analyze business models, repayment capacity, and potential risks to ensure sound credit decisions Prepare detailed credit appraisal notes and present recommendations to senior credit managers Suggest appropriate loan amount, tenure, and repayment structures...

Roles and Responsibilities JOB SUMMARY Responsible for diligent credit underwriting of proposals of NBFCs / FIGs as per bank policy, maintaining quality portfolio by efficient processing of all credit proposals & post disbursement credit control. Ensuring timelines in credit appraisal as per policy of the Bank. Close and effective coordination with other...

We're Hiring: Regional Credit Manager Commercial Vehicle | BikanerAbout the Role:MAS Financial is looking for a dynamic and experiencedRegional Credit Managerto lead and manage the credit function for ourCommercial Vehicle (CV)product in Bikaner. This role requires a strong understanding of CV financing, credit underwriting, and risk management.Key...

ob Title: Senior Credit OfficerCompany: Khushbu Auto Finance Ltd.Location: AhemdabadEmployment Type: Full-timeAbout Khushbu Auto Finance Ltd.:Khushbu Auto Finance Ltd. is a leading financial services company specializing in vehicle financing solutions. We are committed to providing quick, transparent, and customer-centric lending services across India.Key...

Job Title: Senior Credit OfficerLocation: AhmedabadSalary: ₹25,000 – ₹30,000 CTC (depending on experience)Company Overview:Khushbu Auto Finance Ltd. (KAFL) is a Non-Banking Financial Company (NBFC) specializing in vehicle finance, particularly for two- and three-wheelers. Incorporated in 1994, KAFL is a wholly-owned subsidiary of Atul Auto Limited...

Roles and Responsibilities RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements of Commercial Vehicles / Construction Equipment (Infrastructure) / Dealer Finance segments. TDF business caters to funding requirements of Auto / Tractor dealers in rural / semi rban regions. To provide sound, independent...