Credit Appraisals

**Document Verification**: - Generate PDF files of verified documents for recordkeeping. - Scan missing documents at HO when branches fail to provide them. - **Data Entry and Compliance**: - Perform CIBIL checks and credit appraisals for applicants and co-applicants. - **Tele-Verifications**: - Conduct telephonic verifications for applicants,...

**Key Functions** - Visit the Customer’s Workplace / Residence / both to validate key information collected by LO - Complete missing information in StoryBoard provided by the sales executive - Appraise loans from a Credit, Legal and Technical perspective and recommend them to the Credit Committee. - Identify any trends/patterns in appraisal and warn Zonal...

Role & responsibilities Conduct detailed financial statement analysis and credit appraisal for Unsecured Business Loans (UBL)Assess borrower creditworthiness, repayment capacity, and risk factorsPrepare and present comprehensive credit assessment notes for approvalEnsure compliance with company credit policies and RBI regulationsCollaborate with business,...

Role & responsibilitiesConduct detailed financial statement analysis and credit appraisal for Unsecured Business Loans (UBL) Assess borrower creditworthiness, repayment capacity, and risk factors Prepare and present comprehensive credit assessment notes for approval Ensure compliance with company credit policies and RBI regulations Collaborate with business,...

Evaluate financial statements, bank transactions, ITRs, and GST data to assess borrower creditworthiness Analyze various business models and proactively identify credit and operational risks Prepare detailed and concise credit appraisal notes for internal credit committee/sanctioning Recommend loan amount, tenure, and repayment structure aligned to business...

Conduct credit appraisal for SME LAP proposals Analyze financial statements, banking transactions, and repayment capacity of borrowers Assess collateral value in coordination with technical and legal teams Prepare detailed credit reports and recommend proposals for sanctioning Ensure adherence to credit policies, regulatory guidelines, and risk frameworks...

Evaluate financial statements, bank records, ITRs, and GST data to assess borrower eligibility for UBL Analyze business models, repayment capacity, and potential risks to ensure sound credit decisions Prepare detailed credit appraisal notes and present recommendations to senior credit managers Suggest appropriate loan amount, tenure, and repayment structures...

**Job Title**: Senior Credit Officer **Location**: Rajkot, Gujarat **Company**: Khushbu Auto Finance Ltd. **About Us**: Khushbu Auto Finance Ltd. is a growing NBFC committed to providing tailored financing solutions with a strong focus on customer satisfaction and responsible lending. We are expanding our team and seeking experienced credit professionals to...

We're Hiring: Regional Credit Manager Commercial Vehicle | BikanerAbout the Role:MAS Financial is looking for a dynamic and experiencedRegional Credit Managerto lead and manage the credit function for ourCommercial Vehicle (CV)product in Bikaner. This role requires a strong understanding of CV financing, credit underwriting, and risk management.Key...

ob Title: Senior Credit OfficerCompany: Khushbu Auto Finance Ltd.Location: AhemdabadEmployment Type: Full-timeAbout Khushbu Auto Finance Ltd.:Khushbu Auto Finance Ltd. is a leading financial services company specializing in vehicle financing solutions. We are committed to providing quick, transparent, and customer-centric lending services across India.Key...