Credit Analyst/ Manager

Role & responsibilitiesConduct detailed financial statement analysis and credit appraisal for Unsecured Business Loans (UBL) Assess borrower creditworthiness, repayment capacity, and risk factors Prepare and present comprehensive credit assessment notes for approval Ensure compliance with company credit policies and RBI regulations Collaborate with business,...

Required Skills:Review borrower applications, financial documents, and credit reports to determine loan eligibility.Maintain accurate records of credit assessments, decisions, and supporting documentation.Ensure compliance with company policies, Canadian lending regulations, and privacy laws.Collaborate with lending specialists and compliance teams to...

Job SummaryWe are seeking a Credit Manager to support our financial services team in managing day-to-day credit risk processes. The role will focus on assessing customer creditworthiness, implementing company credit policies, and ensuring smooth credit operations while balancing growth and risk. The Credit Manager will work with senior management and...

Job DescriptionJob DescriptionCredit who will verify whether all the loan applications are assessed as per the credit policy and whether deviations if any, are appropriately mitigated and documented.The candidate will be interacting with the customers, assessing them based on personal discussions & interviews, ensuring that all files are turned around within...

Credit who will verify whether all the loan applications are assessed as per the credit policy and whether deviations if any, are appropriately mitigated and documented.The candidate will be interacting with the customers, assessing them based on personal discussions & interviews, ensuring that all files are turned around within an acceptable timeline, and...

Credit Manager-HOUSING FINANCE-Credit JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance • Managing team of Credit Managers • Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) • Under writing cases with desired level of quality and enabling achievement of branch business target by proper...

Lead and manage the regional credit team with a focus on team building, mentoring, and performance management Assess SME-UBL credit proposals through financial, business, and risk analysis Develop and implement credit policies & frameworks tailored to unsecured lending Conduct portfolio reviews to monitor credit quality and identify early warning signals...

Evaluate financial statements, bank records, ITRs, and GST data to assess borrower eligibility for UBL Analyze business models, repayment capacity, and potential risks to ensure sound credit decisions Prepare detailed credit appraisal notes and present recommendations to senior credit managers Suggest appropriate loan amount, tenure, and repayment structures...

Area Credit Manager Evaluate the credit worthiness of various customers applying for car loans within the prescribed TAT and deciding on the right risk mix for the particular customer Lead a team of Credit Managers to ensure smooth processing of Auto loan applications for locations assigned Engage in development implementation and review of products...

Key Responsibilities: • Manage day-to-day coordination with partner teams for smooth credit operations. • Monitor portfolio performance and support in maintaining portfolio quality. • Assist in collection follow-ups on overdue cases in coordination with partner teams. • Prepare and maintain basic MIS/data for review. • Visit partner offices...