Credit Manager

2 days ago

Ahmedabad, Gujarat, India Delhivery Full time ₹ 9,00,000 - ₹ 12,00,000 per year

Job Summary

We are seeking a Credit Manager to support our financial services team in managing day-to-day credit risk processes. The role will focus on assessing customer creditworthiness, implementing company credit policies, and ensuring smooth credit operations while balancing growth and risk. The Credit Manager will work with senior management and cross-functional teams to ensure effective decision-making and compliance with guidelines.

Key Responsibilities

Credit Assessment: Review credit applications, analyze financial statements, and prepare recommendations for approvals within policy limits.

Portfolio Monitoring: Track portfolio performance, flag early warning accounts, and support escalation/collections where needed.

Policy Implementation: Apply companys credit risk policies and ensure compliance with regulatory requirements (AML, KYC, etc.).

Reporting: Prepare regular MIS/reports on credit performance and share insights with senior management.

Collections Support: Coordinate with collections/legal teams to follow up on delinquent accounts.

Team Collaboration: Work closely with sales and operations to balance business growth with prudent risk management.

Key Requirements

Education: Graduate/Post Graduate from any field with exposure to finance and underwriting

Experience: 3–6 years in credit risk, lending, or financial analysis.

Skills: Strong understanding of credit analysis, financial statements, and regulatory compliance. Proficiency in MS Excel/credit tools.

Attributes: Detail-oriented, strong analytical skills, effective communicator, and ability to work under timelines.

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