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Team Member-credit Monitoring-support Services-sme

3 weeks ago


Mumbai, India Kotak Mahindra Full time

JOB ROLE:

- Periodic regulatory returns
- Preparing the PAN Bank Exposure Report
- Compiling, checking and filing the CRILC return every month or as per periodicity indicated by RBI
- Compiling, checking and filing the Gift City Return every month or as per periodicity indicated by regulator
- Compiling, checking and filing the Return of Large Exposure (RLE)and Return on Large Corporate (RLC) return every quarter or as per periodicity indicated by RBI
- Reconciliation of outstanding as per GLEMS / Exposure Report with Fincon Advances
- Working on Board Note, compliance note and Substantial exposure reporting as per internal guideline.
- Preparing the Risk Control Self Assessment Checklist and the Key Risk Parameters for control testing for Credit Monitoring, Regulatory Reporting and GLEMS Administration
- Verifying exposures greater than Rs.10 lakh which are not part of GLEMS and alerting responsible teams to update these.
- Submission of the risk based supervision (RBS) document to RBI on quarterly basis
- Analyzing the trends in Key risk indicators for the Bank based on the risk based supervision exercise.
- Highlighting major risks if any arising from the RBS exercise.
- Guiding other segments where required on the RBS process
- Portfolio analytics highlighting status on key credit risk indicators
- MIS reporting of Adhoc intraday and takeover of accounts to the Credit Committee
- Providing data requests given by auditors and Managing compliance to internal audit, statutory audit and RBI Inspection comments
- Compliance reporting such as single, group borrower exposure, industry wise exposure, etc.
- Automating the reporting requirements through GLEMS. Ensuring that required data are correctly updated in GLEMS.

**Job Requirements**:

- Minimum qualifications: Post Graduation.
- At least 3-4 years of experience and well-versed with computers/ excel.
- Knowledge of Credit Appraisal, Credit Monitoring and regulatory requirements related to Credit
- Thorough knowledge of Finacle, CORE, GLEMS and advanced features of Microsoft Office including data management capabilities of Microsoft excel.