Team Member-support Services-credit Monitoring Group

2 days ago


Mumbai Maharashtra, India Kotak Mahindra Full time

**Regulatory Reporting
- Team Member, Mumbai**
- Department
- Credit Monitoring Team
- Location
- Mumbai
- Number of Positions
- 1
- Role & Responsibility
- Policies / Process / Board note formation and Celling / Exposure monitoring
- Position Grade
- M6 / M7
- **Policy formation & implementation
- In charge of Pan Bank Board policy of credit department. Shall be responsible for drafting Board Policy for wholesale and retail credit.
- Shall also be responsible for drafting processes for implementation of such policy which get placed in Board level committees and other senior management committee.
- Should ensure that policy and processes are modified on timely basis in adherence to changes in RBI regulations and circulars.
- Analysing the market trends / practices and benchmarking of policies with the market.
- Interacting with cross functional teams, understanding the current practice and accordingly recommending the policy / process changes.Monitoring the implementation of signed off policies/ process, identifying gaps and taking corrective action.
- **Limits/ Celling Monitoring
- Monitoring of NBFC exposure celling, Environmental, Social & Governance (ESG) celling and Group consolidation CAP of large exposure of the bank at frequent interval.
- Setting up the process for automating the process of celling / CAP monitoring and ensuring that output is as per requirement.
- Highlighting the derivation/ red alert in case any deviation or higher utilization of actual limit.Releasing frequent MIS to senior management.
- **RBI indent / Audit requirement:
- Understanding RBI requirement and ensuring revert submission within timeline.
- Identifying department/ division of the bank for RBI revert and co-ordinating with team for revert submission.
- Providing data / information / explanation to RBI auditor, Statutory / internal and concurrent auditor as per requirement and within timeline.Tracking and implementing all the changes suggested by Regulator / Auditor.
- Master’s degree (CA /CS/ MBA) in Finance, Accounting, Business Administration, or related field.
- At least 8 - 10 years of experience in credit underwriting or as a lead in policy / process team.
- Knowledge of Policy drafting, Credit Appraisal, Credit Monitoring or regulatory requirements.
- Experience in automation of manual process and monitoring the change.
- Analytical skills, proficiency in trend analysis and understanding of data flow in banking system.
- Written and verbal communication skill with the ability to present information clearly and concisely.



  • Mumbai, Maharashtra, India Kotak Mahindra Full time

    Job Role: 1. Periodic regulatory returns - Preparing the PAN Bank Exposure Report - Compiling, checking and filing the CRILC return every month or as per periodicity indicated by RBI - Compiling, checking and filing the Gift City Return every quarter or as per periodicity indicated by RBI - Reconciliation of outstanding as per GLEMS / Exposure Report with...


  • Mumbai, Maharashtra, India Kotak Mahindra Full time

    **Regulatory Reporting-**Team Member**, Mumbai** - Department - Regulatory Reporting - Location - Mumbai - Number of Positions - 1 - Reporting Relationship - Team Leader - Regulatory Reporting - Position Grade - M5 / M6 - **PAN Bank Exposure report and CRILC return: - ** - Preparing the PAN Bank Exposure Report. - Co-oridnating with various department of...


  • Mumbai, Maharashtra, India Kotak Mahindra Full time

    **Regulatory Reporting - Team Member, Mumbai** - Department - Regulatory Reporting - Location - Mumbai - Number of Positions - 1 - Reporting Relationship - Team Leader - Regulatory Reporting - Position Grade - M5 / M6 - **PAN Bank Exposure report and CRILC return: - ** - Preparing the PAN Bank Exposure Report. - Co-oridnating with various department of the...

  • Team Member

    7 days ago


    Maharashtra, India Aditya Birla Group Full time

    **Designation**:Analyst **Updated**:January 30, 2025 **Location**:Maharashtra, India **Organization**:Financial Services **Key Result Areas** Supporting Actions **Credit Underwriting Management** - To have detailed risk evaluation at pre-sanction stage and appropriate risk monitoring at post sanction stage to ensure healthy portfolio. This will...


  • Mumbai, Maharashtra, India Kotak Mahindra Full time

    **Grade** - M8**Role** - Team Lead - Credit Risk. Responsible for the entire Credit Risk Function in the Risk Department of the Bank.**Department** - Risk Management**Reporting Relationship** - Head - Enterprise, ALM, Counterparty & Credit Risk**Location** - Mumbai**Role Requirements** - Leading and managing a team of Credit Risk Analysts to review the...


  • Mumbai, -Mumbai-Apple Tower-MAH, Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 8,00,000 - ₹ 12,00,000 per year

    Team Member-SUPPORT SERVICES-Credit Regular monitoring of assigned portfolio post disbursement. Key activities are as follows Monthly Sales MIS analysis and tracking milestones of sales, construction, collections Conducting regular site visits Tracking the various covenants and deviations Updating deal performance on Quarterly basis with...


  • Mumbai, India Kotak Mahindra Full time

    JOB ROLE: - Periodic regulatory returns - Preparing the PAN Bank Exposure Report - Compiling, checking and filing the CRILC return every month or as per periodicity indicated by RBI - Compiling, checking and filing the Gift City Return every month or as per periodicity indicated by regulator - Compiling, checking and filing the Return of Large Exposure...


  • Mumbai, Maharashtra, India Kotak Mahindra Full time

    Kotak Mahindra Bank looking to hire Team Member-Credit Risk Location: BKC, Mumbai - Credit Risk Analytics and Modelling - Analyse, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations. - Hands-on experience in building, implementing, documenting, monitoring, validating, refining models and...

  • Team Member

    2 days ago


    Mumbai, Maharashtra, India Kotak Mahindra Full time

    **Team Member - Credit Compliance - WBG and Working Capital Business** - Department - Compliance - Location - Mumbai - Number of Positions - 2 - Reporting Relationships - Reporting to Vice President/Deputy Vice President - Position Grade - Associate Vice President/Senior Manager/Manager The key responsibilities would include the following: - Reviewing...


  • Mumbai, India Kotak Mahindra Full time

    **Level M7 **Department Team Member - Credit Risk **Location Mumbai - Implement common governance framework for credit risk and ensure uniformity of credit standards - Proactive assessment of Credit Risks and impact to ensure a healthy credit portfolio - Proactive monitoring of the credit portfolio via monitoring external environment/ events and other...