Product Owner Loaniq

**JOB DESCRIPTION** Job Responsibilities**
- Strong product knowledge/hands on experience and domain expertise on commercial lending operations, E2E process/loan life cycle
- Reengineer processes in correlation with Deal Closing, Drawdowns, Rollovers, Repayments, Pre-payments, Funding, Rate-Fixings, Fees and external payments, collection of interest, Nostro & Past Due Reconciliation, Collateral & Insurance tracking on commercial lending
- Evaluate business processes, requirements analysis, uncovering areas for improvement, developing, and implementing solutions
- Elicit, analyze, and validate the business needs. Serve as liaison between stakeholders and users
- Analyze and verify requirements for completeness, consistency, comprehensibility, feasibility, and conformity to standards
- Create process models, specifications, diagram, and charts to provide direction to developers and/or the project teams. Effectively manage competing resources and priorities.
- Communicate changes, enhancements, and modifications of business requirements verbally or through written documentation — to project managers, sponsors, and key stakeholders
- Participates in the QA of solutions to ensure features and functions have been enabled and optimized
- Business reengineering, large data handling and problem-solving skills. Logical acumen with keen attention to detail.
- Excellent analytical skills and an informed, evidence-based approach
- Ability to effectively prioritize and execute tasks while under pressure
- An interest and understanding of project management techniques and business analysis. Commercial awareness, time management and interpersonal skills.
- Excellent communication skills, with the ability to talk and present to a range of audiences, sometimes acting as a translator between parties
- Experience working in a team-oriented, collaborative environment
- A strong interest in business and business development and fair understanding of information technology
- Create and deliver functional training on products/modules. Mentor team from a functional perspective to ensure delivery of the module.

**Required Qualifications, Skills and Capabilities**
- Bachelor's Degree with 10 - 12 years’ experience including minimum of 3-5 years of experience in business analysis or loan servicing work, preferably for commercial lending or experience in a Back office/Financial industry
- Exceptional analytical and conceptual thinking skills.
- Advanced technical, analytical and conceptual thinking skills.
- Strong problem solving and investigative skills to undertake analysis, resolve issues/problems related to the process
- Knowledge of investment banking products including Loans
- Proven track record and experience in driving medium to large sized projects with strong results
- Excellent planning, organizational, and time management skills
- Engage and collaborate with leadership team locally and globally
- Play a key part in driving innovation and digitization agenda for India and global teams
- Experience leading and developing top-performing teams

**ABOUT US**

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as any mental health or physical disability needs.

**ABOUT THE TEAM**

Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations.