Loan Officer

7 days ago

Malad Mumbai Maharashtra, India Raj Consultancy Full time

**Key Responsibilities**:
Handling sales of loans against share products, and supply chain finance products. (It is not for sales )

Underwriting experience, strong hold on financial analysis & understanding, evaluation of customers credit worthiness, fundraising experience for the company.

Loan proposal screening, underwriting, evaluating, and document checking and verification.

Review active loan files each day to determine if any documents are missing or what can be done to help the process along

Utilize professional judgment to determine which potential borrowers represent good risk opportunities for the organization

**Loan Processing**:
Conduct thorough evaluations of applicants' financial status, credit history, and collateral.

Verify all required documentation and information provided by applicants.

**Customer Interaction**:
Communicate with applicants to gather additional information or clarify details as needed.

Address inquiries and concerns from customers regarding loan terms, repayment schedules, etc.

Ensure a high level of customer satisfaction by delivering timely and accurate responses.

**Compliance and Regulation**:
Ensure compliance with all relevant regulations, including KYC (Know Your Customer) and AML (Anti-Money Laundering) guidelines.

Stay updated on changes in regulatory requirements and implement necessary adjustments to loan processing procedures.

Maintain accurate records and documentation to facilitate audits and regulatory inspections.

**Loan Disbursement and Monitoring**:
Coordinate with internal departments to facilitate loan disbursement processes.

Monitor loan portfolios to track repayment schedules and identify any delinquencies or defaults.

Take proactive measures to mitigate risks and address issues related to loan performance.

**Reporting and Documentation**:
Maintain comprehensive records of loan transactions, customer interactions, and compliance activities.

Generate documentation for approved loans, including loan agreements, repayment schedules, and other legal documents.
- Bachelor's degree in Finance, Business Administration, or related field.
- Proven experience in loan processing or a similar role within the financial services industry.
- Strong understanding of lending principles, credit analysis, and risk assessment.
- Excellent analytical skills with attention to detail.
- Effective communication and interpersonal skills.
- Ability to work efficiently in a fast-paced environment while adhering to deadlines.
- Knowledge of regulatory requirements governing lending activities in the relevant jurisdiction.

**Job Types**: Full-time, Permanent

**Salary**: ₹9,354.67 - ₹70,000.00 per month

**Experience**:

- total work: 1 year (preferred)

Ability to Commute:

- Malad, Mumbai, Maharashtra (required)

Ability to Relocate:

- Malad, Mumbai, Maharashtra: Relocate before starting work (required)

Work Location: In person

**Speak with the employer**

+91 9321899117

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