Loan Officer

1 week ago

Malad Mumbai Maharashtra, India Raj Consultancy Full time

**Key Responsibilities**:
Handling sales of loans against share products, and supply chain finance products. (It is not for sales )

Underwriting experience, strong hold on financial analysis & understanding, evaluation of customers credit worthiness, fundraising experience for the company.

Loan proposal screening, underwriting, evaluating, and document checking and verification.

Review active loan files each day to determine if any documents are missing or what can be done to help the process along

Utilize professional judgment to determine which potential borrowers represent good risk opportunities for the organization

**Loan Processing**:
Conduct thorough evaluations of applicants' financial status, credit history, and collateral.

Verify all required documentation and information provided by applicants.

**Customer Interaction**:
Communicate with applicants to gather additional information or clarify details as needed.

Address inquiries and concerns from customers regarding loan terms, repayment schedules, etc.

Ensure a high level of customer satisfaction by delivering timely and accurate responses.

**Compliance and Regulation**:
Ensure compliance with all relevant regulations, including KYC (Know Your Customer) and AML (Anti-Money Laundering) guidelines.

Stay updated on changes in regulatory requirements and implement necessary adjustments to loan processing procedures.

Maintain accurate records and documentation to facilitate audits and regulatory inspections.

**Loan Disbursement and Monitoring**:
Coordinate with internal departments to facilitate loan disbursement processes.

Monitor loan portfolios to track repayment schedules and identify any delinquencies or defaults.

Take proactive measures to mitigate risks and address issues related to loan performance.

**Reporting and Documentation**:
Maintain comprehensive records of loan transactions, customer interactions, and compliance activities.

Generate documentation for approved loans, including loan agreements, repayment schedules, and other legal documents.
- Bachelor's degree in Finance, Business Administration, or related field.
- Proven experience in loan processing or a similar role within the financial services industry.
- Strong understanding of lending principles, credit analysis, and risk assessment.
- Excellent analytical skills with attention to detail.
- Effective communication and interpersonal skills.
- Ability to work efficiently in a fast-paced environment while adhering to deadlines.
- Knowledge of regulatory requirements governing lending activities in the relevant jurisdiction.

**Job Types**: Full-time, Permanent

**Salary**: ₹9,354.67 - ₹70,000.00 per month

**Experience**:

- total work: 1 year (preferred)

Ability to Commute:

- Malad, Mumbai, Maharashtra (required)

Ability to Relocate:

- Malad, Mumbai, Maharashtra: Relocate before starting work (required)

Work Location: In person

**Speak with the employer**

+91 9321899117

  • Loan Officer

    1 week ago

    Malad, Mumbai, Maharashtra, India Shivanjay Resources Pvt.Ltd Full time

    Preparation of CMA / Contact clients to gather financial data and documentation/ Financial statement analysis / Calculate financial ratios/preparation of the loan file for bankers/coordination with banker and discuss proposal /Visit bank for solve their query and pending documents or loans. Documentation after sanctioned/Disbursement of the loan Field Work...

  • Loan Officer

    3 days ago

    Mumbai, Maharashtra, India Cubetiq consulting llp Full time

    Job descriptionThe Sales Officer for Home Loans plays a crucial role in driving the sales of home loan products for the organization. They are responsible for building and maintaining relationships with potential customers to generate leads and achieve sales targets. This role is essential in contributing to the company's revenue and market presence within...

  • Loan Officer

    7 days ago

    Mumbai, Maharashtra, India Aastral Inc Full time

    We are seeking dynamic individuals to join our team as Relationship Officers. As a front-line officer in our Sales division, you will play a pivotal role in acquiring new customers and engaging with existing ones. Your primary responsibility will be to source home loan files through direct channels and partners, ensuring their timely submission for screening...

  • Loan Officer

    2 weeks ago

    Sindhi Colony, Aurangabad, Maharashtra, India PRK CAPITAL Full time

    **Job Title: Loan Officer** **Location**: Aurangabad, Maharashtra **Job Type**: Full Time **Salary**: 15000 to 20000 **Company**: PRK Capital **Key Responsibilities**: - Find the loan customers from open market - Assist clients in selecting the right loan products based on their financial needs and goals. - Maintain strong relationships with clients,...

  • Loan Officer

    2 weeks ago

    Navi Mumbai, Maharashtra, India ANUGRAH HUMAN RESOURCE SERVICES LLP Full time

    Division: Lead Management System - Mortgage Services Designation: Loan Officer (Home Loan - Sales) Location: Mahape - Navi Mumbai Experience: 1-3 years **ROLES & RESPONSIBILITIES**: 1. Prospecting with suspect leads. A suspect is a person who has still not decided on taking a loan. 2. Converting a suspect to a prospect. This involves the following: -...

  • Loan Officer

    2 weeks ago

    Navi Mumbai, Maharashtra, India AnugrahHrservices Full time

    Division: Lead Management System - Mortgage Services Designation: Loan Officer (Home Loan - Sales) Location : Mahape - Navi Mumbai Experience: 1-3 years **ROLES & RESPONSIBILITIES**: 1. Prospecting with suspect leads. A suspect is a person who has still not decided on taking a loan. 2. Converting a suspect to a prospect. This involves the following: -...

  • Loan Officer

    7 days ago

    Nashik, Nashik, Maharashtra, India Deepak Builders & Developers Full time

    **Job Title** Loan Officer (Commercial / Housing) **Reporting to** Business Head Operations & Sales **Job Location**: Deepak Builders & Developers, in front of Central Bank of India, Mumbai Naka, Kalika Mandir, 422002 **Years of experience** Minimum 02-03 years **CTC** 20K - 40K Monthly (Based on your experience) **Job Description: -** - Ensuring a...

  • Loan Office

    2 weeks ago

    Mumbai, Maharashtra, India Atlantis It consulting Full time

    **Job Title: Loan Officer** **Company: HDFC Bank** **Location: Mahape Mumbai** **Responsibilities**: - Interview loan applicants to gather financial information, assess repayment capacity, and understand their financing needs. - Analyze credit reports, income documents, and other financial statements to assess the applicant's financial situation. -...

  • Loan Officer

    3 days ago

    Mumbai, India Talent Corner HR Services Private Limited Full time

    Position: Loan Officer. FIELD WORK (Central Line Mumbai) or (Harbour line) Experience: 0-2yrs. **Salary**: up to 25k/month. Job Desription: - Reviewing, authorizing and recommending loans for approval. - Meet with applicants to determine their creditworthiness before deciding whether or not they will offer them a personal or commercial loan. - Stay...

  • Loan Officer

    2 weeks ago

    Dadar, Mumbai, Maharashtra, India Omkara Assets Reconstruction Private Limited, Full time

    Assess the creditworthiness of loan applicants by analyzing financial statements, credit reports, and other relevant information. Evaluate risk factors and make informed decisions on loan approvals or rejections. - Structure loan terms and conditions based on the borrower's financial situation, risk profile, and the company's lending policies. Determine...