US-Residential Mortgage Live Underwriter/Pre-Purchase Reviewer
6 hours ago
Job Description: Role:Live Underwriter/Pre-Purchase Reviewer Exp:2+yrs Location:Chenna(Work From Office) Two way cab will be provided Notice Period:Immediate to 2 Months Job Overview:(Pre-Purchase)JD The role of the Pre-Purchase Reviewer is to review the closed loan file documents and ensure that the loan closed according to the approval, meets all federal, state, local and investor requirements and that the data in the LOS matches the data in the mortgage loan documents. The position requires a thorough understanding and familiarity of both credit, income, assets and closing documents to complete the applicable review questions in the questionnaire and provide results to Client Job Roles and Responsibilities: Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Knowledge of Loan Origination Cycle- Loan Application, Origination, Due Diligence, Pre-Purchase Review or Underwriting process Knowledge of different types of mortgages and its functioning and ability to review various documents involved in Closing, Funding and Underwriting Review the loan documents using the Pre-Purchase Review checklist for completeness and accuracy Strong knowledge of ATR/QM, RESPA, TRID and mortgage compliance regulations Review of Conventional, FHA, VA & USDA loan types General knowledge of Fannie Mae, Freddie Mac, FHA and VA guidelines Add suspense conditions in a clear concise manner in LOS for any deficiencies noted as part of the above review Strong Customer Service Skills, Detail Oriented with good analytical skills and the ability to make decisions based on the situation. Job Overview:(LIve Underwriter)JD The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities: Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios Review Initial application - Verify loan, property, borrowers’ information with other available documents - Verify borrower's monthly income and expenses - Verify other relevant sections. Review all the documents related to borrower’s Credit, Capacity, Collateral and Capital. Calculate asset required for closing and reserve purpose for the transaction (as per guideline) Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
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tamil nadu, India Brace Infotech Private Ltd Full timeJob Description:Role:Live Underwriter/Pre-Purchase ReviewerExp:2+yrsLocation:Chenna(Work From Office)Two way cab will be providedNotice Period:Immediate to 2 MonthsJob Overview:(Pre-Purchase)JDThe role of the Pre-Purchase Reviewer is to review the closed loan file documents and ensure that the loan closedaccording to the approval, meets all federal, state,...
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Chennai, Tamil Nadu, India, Tamil Nadu Brace Infotech Private Ltd Full timeJob Description:Role:Live Underwriter/Pre-Purchase ReviewerExp:2+yrsLocation:Chenna(Work From Office)Two way cab will be providedNotice Period:Immediate to 2 MonthsJob Overview:(Pre-Purchase)JDThe role of the Pre-Purchase Reviewer is to review the closed loan file documents and ensure that the loan closedaccording to the approval, meets all federal, state,...
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Residential Mortgage Underwriting
5 days ago
tamil nadu, India HCLTech Full timeVENUE DETAILS:HCL Technologies Limited, Block 1, Sandhya info city / ETA 3 Special Economic Zone, No:33, Rajiv Gandhi Salai, Navalur, Tamil Nadu 603103DATE - 11TH OCT 25TIMING DETAILS: 9AM - 2PM This is a Residential Mortgage Underwriting process which involves a complete analysis of the loan parameters Job Summary:and the borrowers’ details pertaining to...
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Residential Mortgage Underwriting
5 days ago
Chennai, Tamil Nadu, India, Tamil Nadu HCLTech Full timeVENUE DETAILS:HCL Technologies Limited, Block 1, Sandhya info city / ETA 3 Special Economic Zone, No:33, Rajiv Gandhi Salai, Navalur, Tamil Nadu 603103DATE - 11TH OCT 25TIMING DETAILS: 9AM - 2PM This is a Residential Mortgage Underwriting process which involves a complete analysis of the loan parameters Job Summary:and the borrowers’ details pertaining to...
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Lead Associate
4 weeks ago
Chennai, Tamil Nadu, India Crescendo Global Full timeLead Associate - Transactional Quality US Mortgage - Live Underwriting Summary - Seeking a mortgage underwriting professional with expertise in analyzing income assets credit and collateral Ideal for individuals with strong knowledge of U S residential mortgage processes and risk assessment in live underwriting Location - Chennai D India - US...
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Residential Mortgage Underwriting
3 days ago
Chennai, Tamil Nadu, India, Tamil Nadu HCLTech Full timeVENUE DETAILS:602/3, ELCOT – SEZ Unit -I, Medavakkam High Road, Sholinganallur, Chennai - 600119.DATE - 24TH OCT 25 & 25th Oct 25TIMING DETAILS: 12AM - 2PMJob Summary:This is a Residential Mortgage Underwriting process which involves a complete analysis of the loan parameters and the borrowers’ details pertaining to Income, credit and assets.Candidate...
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Mortgage Underwriter
3 days ago
Chennai, Tamil Nadu, India OAF Global Private Limited Full time**Roles & Responsibilities**: **Essential duties shall include but not necessarily be limited to**: - **Loan File Inventory**:ensuring residential mortgage loan packages contain all necessary documentation required to formulate a complete assessment. - **Credit Review**:assess all elements of the credit decisioning process undertaken to approve the loan...
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Us Mortgage-underwriter
2 weeks ago
Chennai, Tamil Nadu, India Ara resources Full time**About The Company**: Mphasis is a leading IT solutions provider, offering Applications, Business Process Outsourcing (BPO) and Infrastructure services globally through a combination of technology knowhow,domain, and process expertise. The accolades Mphasis has been garnering can be attributed to their undeterred focus in delivering quality solutions across...
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Underwriter - U.S Mortgage
5 days ago
tamil nadu, India Talentgigs Full timeJOB TITLE:U.S Mortgage UnderwriterSHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-TimeLOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45DaysJob descriptionA Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...
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Us Mortgage Loan Origination
6 days ago
Sholinganallur, Chennai, Tamil Nadu, India Rencata Full time**Job Title**: US Mortgage Loan Pre-Underwriting Specialist - **Experience**:_ 3 to 5 Years - **Location**_: _Chennai, Sholinganallur **Notice Period**: Immediate joiner **Job Summary** **Qualifications**. - Minimum of 3 to 5 years of experience in mortgage processing, pre-underwriting, or underwriting support. - Strong knowledge of US mortgage products,...
