
Mortgage Underwriter
2 days ago
**Roles & Responsibilities**:
**Essential duties shall include but not necessarily be limited to**:
- **Loan File Inventory**:ensuring residential mortgage loan packages contain all necessary documentation required to formulate a complete assessment.
- **Credit Review**:assess all elements of the credit decisioning process undertaken to approve the loan including underwriting guidelines, income calculation and validation of assets.
- **Fraud Review**:review the credit package and related background search on mortgage loan borrowers to identify potential fraud risks.
- **Property Valuation Review**:review appraisals and alternative value products for conformity to client specified requirements to assess accuracy of the property valuation.
- **Legal Doc Review**:assess all legal documents included in residential mortgage loan files to ensure proper execution, enforceability, and sufficiency for title perfection.
- **Regulatory Compliance Review**:gather regulatory compliance data elements from the loan file for capture in the due diligence review system.
- **Servicing History Review**:review the servicing history of residential mortgage loans by assessing payment histories and servicing commentary in a manner consistent with client requirements.
- **Credit Risk Grading**:leveraging the utility of the due diligence review system, assess loan quality grades based on client specifications and standards set forth within applicable credit rating agency grading criteria.
**Qualifications**:
**Required Education and Experience**:
- **Experience**: underwriting residential mortgage loans with demonstrable proficiency in understanding underwriting guidelines and an understanding of mortgage loan regulatory compliance
- **Computer Skills**:strong background with the use of computer programs used to manufacture or review mortgage loans and standard knowledge of Microsoft Office product suite.
**Desirable Attributes**:
- Servicing review experience.
- Familiarity with credit rating agency review standards.
- Strong written communication skills.
- Bachelor’s degree preferred.
- **Soft skills**: time management, thoughtfulness, reason, and problem solving, and professional communication.
**Job Types**: Full-time, Permanent
Pay: Up to ₹650,000.00 per year
**Benefits**:
- Commuter assistance
- Health insurance
- Provident Fund
Schedule:
- Day shift
- Monday to Friday
- Night shift
- US shift
Supplemental pay types:
- Performance bonus
- Yearly bonus
Application Question(s):
- What is your notice period?
**Experience**:
- Mortgage servicing: 2 years (required)
**Location**:
- Chennai, Tamil Nadu (required)
Shift availability:
- Night Shift (required)
Work Location: In person
-
Underwriter - U.S Mortgage
4 days ago
tamil nadu, India Talentgigs Full timeJOB TITLE:U.S Mortgage UnderwriterSHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-TimeLOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45DaysJob descriptionA Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...
-
Manager Mortgage Underwriting
2 weeks ago
tamil nadu, India HCLTech Full timeWe are hiring for a Manager Mortgage Underwriting. Please find the below Key tasks and responsibilities for the same: Key Responsibilities. Underwriting Leadership - Oversee daily operations of the underwriting team, ensuring timely and accurate decisions on loan files. - Manage underwriting for FHA, VA, USDA, Fannie Mae, Freddie Mac, and jumbo loan...
-
Underwriter - U.S Mortgage
8 hours ago
Chennai, Tamil Nadu, India, Tamil Nadu Talentgigs Full timeJOB TITLE:U.S Mortgage UnderwriterSHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-TimeLOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45DaysJob descriptionA Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...
-
Mortgage Underwriter
8 hours ago
Chennai, Tamil Nadu, India, Tamil Nadu Brace Infotech Private Ltd Full timeWe are Looking for US Mortgage Underwriter.Exp- 2+Above.Interview Mode- F2FNotice period- Immediate - 30days
-
Us Mortgage-underwriter
2 weeks ago
Chennai, Tamil Nadu, India Ara resources Full time**About The Company**: Mphasis is a leading IT solutions provider, offering Applications, Business Process Outsourcing (BPO) and Infrastructure services globally through a combination of technology knowhow,domain, and process expertise. The accolades Mphasis has been garnering can be attributed to their undeterred focus in delivering quality solutions across...
-
Manager Mortgage Underwriting
2 weeks ago
Chennai, Tamil Nadu, India, Tamil Nadu HCLTech Full timeWe are hiring for a Manager Mortgage Underwriting. Please find the below Key tasks and responsibilities for the same:Key Responsibilities.Underwriting Leadership- Oversee daily operations of the underwriting team, ensuring timely and accurate decisions on loan files.- Manage underwriting for FHA, VA, USDA, Fannie Mae, Freddie Mac, and jumbo loan products.-...
-
Mortgage Underwriter
2 weeks ago
Chennai, India NatWest Group Full timeOur people work differently depending on their jobs and needs. From home working to job sharing, visit the remote and flexible working page on our website to find out more. This role is based in India and as such all normal working days must be carried out in India. Join us as a Mortgage Underwriter - In this rewarding role, you’ll make mortgage lending...
-
Residential Mortgage Underwriting
4 days ago
tamil nadu, India HCLTech Full timeVENUE DETAILS:HCL Technologies Limited, Block 1, Sandhya info city / ETA 3 Special Economic Zone, No:33, Rajiv Gandhi Salai, Navalur, Tamil Nadu 603103DATE - 11TH OCT 25TIMING DETAILS: 9AM - 2PM This is a Residential Mortgage Underwriting process which involves a complete analysis of the loan parameters Job Summary:and the borrowers’ details pertaining to...
-
Residential Mortgage Underwriting
4 days ago
Chennai, Tamil Nadu, India, Tamil Nadu HCLTech Full timeVENUE DETAILS:HCL Technologies Limited, Block 1, Sandhya info city / ETA 3 Special Economic Zone, No:33, Rajiv Gandhi Salai, Navalur, Tamil Nadu 603103DATE - 11TH OCT 25TIMING DETAILS: 9AM - 2PM This is a Residential Mortgage Underwriting process which involves a complete analysis of the loan parameters Job Summary:and the borrowers’ details pertaining to...
-
Residential Mortgage Underwriting
2 days ago
Chennai, Tamil Nadu, India, Tamil Nadu HCLTech Full timeVENUE DETAILS:602/3, ELCOT – SEZ Unit -I, Medavakkam High Road, Sholinganallur, Chennai - 600119.DATE - 24TH OCT 25 & 25th Oct 25TIMING DETAILS: 12AM - 2PMJob Summary:This is a Residential Mortgage Underwriting process which involves a complete analysis of the loan parameters and the borrowers’ details pertaining to Income, credit and assets.Candidate...