Residential Mortgage Underwriting

5 days ago


tamil nadu, India HCLTech Full time

VENUE DETAILS:HCL Technologies Limited, Block 1, Sandhya info city / ETA 3 Special Economic Zone, No:33, Rajiv Gandhi Salai, Navalur, Tamil Nadu 603103DATE - 11TH OCT 25TIMING DETAILS: 9AM - 2PM This is a Residential Mortgage Underwriting process which involves a complete analysis of the loan parameters Job Summary:and the borrowers’ details pertaining to Income, credit and assets.Candidate shall be responsible for conducting daily and weekly audits to ensure the decisions rendered on credit applications are in par with the Mortgage Underwriting guidelines as prescribed by Fannie Mae / Freddie Mac. Shall ensure that the loan applications have been thoroughly reviewed in all aspects of the Credit, Income and Asset.Shall ensure that the overall risk has been taken into consideration while providing the underwriting recommendations.Responsibilities:Works under moderate supervision; acquires and applies maturing knowledge of the business, its products, and processes.Shall be responsible for performing daily and weekly audits on the transactions completed by the team.Shall ensure that a sampling methodology based on the complexity of the loan, Error trends, History of errors is worked out to ensure maximum coverage to minimise risk of errorShall ensure that the loan has been reviewed in accordance with the SOP/Process manuals and any updates to the process have been followed and incorporated as part of the processing. Skills Required:Excellent reading and comprehension skills.Excellent decision-making skills that are backed by relevant details and research.Good analytical and audit skills.Good oral and written communication skills along with good listening skillsKnowledge pertaining to the regulations governing mortgage lending.Should be well versed with the Quality and feedback mechanism including sampling technology, Root cause analysis, Identifying training needsLogical and reasoning skillsGood Interpersonal skillsAbility to multitaskMust pay close attention to detailMinimum RequirementsBachelor's degree in any discipline preferably B. Com/BBA/MBA.4 to 6 years of overall banking experience with a minimum of 3 years’ experience in residential Mortgage Underwriting for Conventional/FHA/VA loans of which 1 year should have been in a QA role.Willingness to work in night shifts is a must.



  • Chennai, Tamil Nadu, India, Tamil Nadu HCLTech Full time

    VENUE DETAILS:HCL Technologies Limited, Block 1, Sandhya info city / ETA 3 Special Economic Zone, No:33, Rajiv Gandhi Salai, Navalur, Tamil Nadu 603103DATE - 11TH OCT 25TIMING DETAILS: 9AM - 2PM This is a Residential Mortgage Underwriting process which involves a complete analysis of the loan parameters Job Summary:and the borrowers’ details pertaining to...


  • Chennai, Tamil Nadu, India, Tamil Nadu HCLTech Full time

    VENUE DETAILS:602/3, ELCOT – SEZ Unit -I, Medavakkam High Road, Sholinganallur, Chennai - 600119.DATE - 24TH OCT 25 & 25th Oct 25TIMING DETAILS: 12AM - 2PMJob Summary:This is a Residential Mortgage Underwriting process which involves a complete analysis of the loan parameters and the borrowers’ details pertaining to Income, credit and assets.Candidate...


  • Chennai, Tamil Nadu, India OAF Global Private Limited Full time

    **Roles & Responsibilities**: **Essential duties shall include but not necessarily be limited to**: - **Loan File Inventory**:ensuring residential mortgage loan packages contain all necessary documentation required to formulate a complete assessment. - **Credit Review**:assess all elements of the credit decisioning process undertaken to approve the loan...


  • tamil nadu, India Talentgigs Full time

    JOB TITLE:U.S Mortgage UnderwriterSHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-TimeLOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45DaysJob descriptionA Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...


  • tamil nadu, India HCLTech Full time

    We are hiring for a Manager Mortgage Underwriting. Please find the below Key tasks and responsibilities for the same: Key Responsibilities. Underwriting Leadership - Oversee daily operations of the underwriting team, ensuring timely and accurate decisions on loan files. - Manage underwriting for FHA, VA, USDA, Fannie Mae, Freddie Mac, and jumbo loan...


  • tamil nadu, India Brace Infotech Private Ltd Full time

    Job Description:Role:Live Underwriter/Pre-Purchase ReviewerExp:2+yrsLocation:Chenna(Work From Office)Two way cab will be providedNotice Period:Immediate to 2 MonthsJob Overview:(Pre-Purchase)JDThe role of the Pre-Purchase Reviewer is to review the closed loan file documents and ensure that the loan closedaccording to the approval, meets all federal, state,...

  • Lead Associate

    4 weeks ago


    Chennai, Tamil Nadu, India Crescendo Global Full time

    Lead Associate - Transactional Quality US Mortgage - Live Underwriting Summary - Seeking a mortgage underwriting professional with expertise in analyzing income assets credit and collateral Ideal for individuals with strong knowledge of U S residential mortgage processes and risk assessment in live underwriting Location - Chennai D India - US...


  • Chennai, Tamil Nadu, India, Tamil Nadu Talentgigs Full time

    JOB TITLE:U.S Mortgage UnderwriterSHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-TimeLOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45DaysJob descriptionA Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...

  • Mortgage Underwriter

    12 hours ago


    Chennai, Tamil Nadu, India, Tamil Nadu Brace Infotech Private Ltd Full time

    We are Looking for US Mortgage Underwriter.Exp- 2+Above.Interview Mode- F2FNotice period- Immediate - 30days


  • Chennai, Tamil Nadu, India, Tamil Nadu HCLTech Full time

    We are hiring for a Manager Mortgage Underwriting. Please find the below Key tasks and responsibilities for the same:Key Responsibilities.Underwriting Leadership- Oversee daily operations of the underwriting team, ensuring timely and accurate decisions on loan files.- Manage underwriting for FHA, VA, USDA, Fannie Mae, Freddie Mac, and jumbo loan products.-...