VP - Credit Portfolio Management (Project Finance) - Mumbai

2 months ago


mumbai, India Sumitomo Mitsui Banking Corporation – SMBC Group Full time

COMPANY OVERVIEW

Headquartered in Tokyo, SMBC is one of the largest Japanese banks by assets (with over ¥238,700 billion in total assets), with strong credit ratings across the globe. The bank offers personal, corporate and investment banking services to their customer network that extends across 39 countries and regions, 15 of which are in Asia. The Asia-Pacific regional headquarter, established in 2008, is based in Singapore. The bank’s presence in India was established in New Delhi in December 2012, in Mumbai in March 2017 and Chennai in November 2020. In India, SMBC concentrates on Wholesale Banking with a strong client base and coverage of global and local conglomerates and corporates. Its strong financials and worldwide operations provide clients with global solutions that makes SMBC the leading choice for businesses expanding around the globe, particularly in Asia.


OUR VALUES

Integrity || Customer First || Proactive & Innovative || Speed & Quality || Team“SMBC Group”


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Job Responsibilities:

Credit Risk Management:

  • Prepare good quality credit applications, reports, risk and financial analysis including sensitivity analysis and assumptions validation.
  • Ability to distil complex credit issues and produce credit applications which can be easily understood by relevant approvers (SFDA management and/or Credit).
  • Ensure credit applications and consent requests are circulated and approved in a timely manner, minimal errors and overdue reviews.
  • Answer credit questions and maintain good working relationship with Credit.
  • Timely discussion with other CPM team members, regular updates, and early escalation of issues to Group Head of CPM.


Credit Process Management:

  • Ensure relevant credit memo are prepared to seek India management approval where applicable, and in a timely manner.
  • Work closely with PDO team on covenants management, drawdown conditions and custody confirmation including original documents are received in time.
  • Support CPM Loan Admin for INR-related operations matters.
  • Liaise with India legal team for documentation clearance.


Control and Compliance Management:

  • On time preparation and prompt response to internal and external audit requests.
  • Prepare accurate and timely reports required by regulators, head office and internally.
  • Always ensure adherence to internal processes and compliance.


Skills & Qualifications:

  • Master's or post-graduate degree in business management, finance, or accounting.
  • 8-10 years of relevant experience in the financial sector.
  • An experienced professional who has prior experience of credit risk analysis and portfolio management of structured/project finance transactions in renewables and infrastructure.
  • Strong numerical and financial skills with the ability to interpret financial information and able to perform sensitivity of projections.
  • Strong knowledge of renewables and infrastructure sectors in India.
  • Credit risk assessment, credit control and related administration.
  • Strong stakeholder management and communication skills.


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