Credit Portfolio Manager

4 days ago


Mumbai, Maharashtra, India Agrim Housing Finance Full time

Agrim Housing Finance is seeking a highly skilled Credit Portfolio Manager to oversee credit underwriting and approval processes for affordable housing loans across designated regions. As a key member of our team, you will be responsible for ensuring robust credit risk assessment, adherence to policies, minimizing Non-Performing Assets (NPAs), and enhancing credit quality while supporting business growth.

Key Responsibilities
  • Credit Underwriting & Appraisal:
  • Evaluate borrower applications, financial capacity, property valuation, and loan viability to ensure compliance with credit policies and regulatory guidelines.
  • Monitor the health of the regional loan portfolio, focusing on credit quality and loan performance.
Requirements
  • Education: MBA (Finance), CA, or other relevant postgraduate qualifications.
  • Experience: 10+ years of experience in credit underwriting, risk management, or portfolio management, preferably in affordable housing finance or NBFCs.
  • Technical Skills: Proficiency in credit appraisal systems, financial analysis tools, and MS Office.
Deliverables
  • Ensuring business growth with high-quality credit decisions.
  • Minimizing NPAs while maintaining strong regional portfolio health.
  • Enhancing team productivity and adherence to TATs.

The ideal candidate will have a strong understanding of affordable housing finance, regional markets, and customer segments. You will also possess excellent analytical, leadership, and communication skills, with the ability to make sound judgments in credit decisions while balancing risk and business growth.

We offer a competitive salary package of $120,000 per annum, commensurate with experience, as well as opportunities for professional growth and development.



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