People Staffing Solutions | Commercial Underwriter | chennai
3 weeks ago
Job Summary: We are seeking an experienced Commercial Underwriter to evaluate and assess the risk involved in providing commercial loans, insurance, or credit products. The ideal candidate will have a strong background in financial analysis, risk management, and decision-making in a fast-paced commercial environment. The underwriter will be responsible for analyzing business financials, market conditions, and potential risks to make informed recommendations for underwriting commercial clients.
Key Responsibilities:
- Risk Assessment: Review and analyze financial statements, business operations, credit reports, and collateral to assess the level of risk associated with commercial loans or insurance policies.
- Loan/Policy Underwriting: Evaluate new loan applications, renewals, and extensions for commercial clients; make recommendations or decisions within assigned approval limits.
- Financial Analysis: Conduct detailed assessments of clients’ financial health, including cash flow analysis, profitability, and liquidity ratios to determine creditworthiness.
- Documentation & Compliance: Ensure that underwriting decisions comply with internal guidelines, state and federal regulations, and industry standards.
- Communication: Liaise with internal and external stakeholders, including loan officers, brokers, and clients, to gather necessary information, clarify underwriting decisions, and address any concerns.
- Portfolio Management: Monitor and manage a portfolio of commercial clients, ensuring adherence to underwriting guidelines and mitigating risks through ongoing analysis.
- Market Knowledge: Stay updated on industry trends, regulatory changes, and economic conditions that may impact underwriting decisions.
- Reporting: Prepare reports on underwriting decisions, portfolio performance, and risk exposure to management.
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chennai, India People Staffing Solutions Full timeJob Summary: We are seeking an experienced Commercial Underwriter to evaluate and assess the risk involved in providing commercial loans, insurance, or credit products. The ideal candidate will have a strong background in financial analysis, risk management, and decision-making in a fast-paced commercial environment. The underwriter will be responsible for...
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Commercial Underwriter
3 weeks ago
Chennai, India People Staffing Solutions Full timeJob Summary: We are seeking an experienced Commercial Underwriter to evaluate and assess the risk involved in providing commercial loans, insurance, or credit products. The ideal candidate will have a strong background in financial analysis, risk management, and decision-making in a fast-paced commercial environment. The underwriter will be responsible for...
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Commercial Underwriter
3 weeks ago
Chennai, India People Staffing Solutions Full timeJob Summary: We are seeking an experienced Commercial Underwriter to evaluate and assess the risk involved in providing commercial loans, insurance, or credit products. The ideal candidate will have a strong background in financial analysis, risk management, and decision-making in a fast-paced commercial environment. The underwriter will be responsible for...
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Commercial Underwriter
3 weeks ago
Chennai, India People Staffing Solutions Full timeJob Summary: We are seeking an experienced Commercial Underwriter to evaluate and assess the risk involved in providing commercial loans, insurance, or credit products. The ideal candidate will have a strong background in financial analysis, risk management, and decision-making in a fast-paced commercial environment. The underwriter will be responsible for...
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Senior Commercial Risk Analyst
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Chennai, Tamil Nadu, India People Staffing Solutions Full timeJob SummaryWe are seeking an experienced Senior Commercial Risk Analyst to evaluate and assess the risk involved in providing commercial loans, insurance, or credit products. The ideal candidate will have a strong background in financial analysis, risk management, and decision-making in a fast-paced commercial environment.The successful candidate will be...
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