
Strategic Corporate Lending Expert
1 day ago
Job Title: Senior Credit Analyst
Job Description:
A senior credit analyst is responsible for conducting thorough due diligence on large corporate customers, undertaking in-depth financial analysis and business model reviews, and analyzing cash flows and working capital.
The ideal candidate will possess a strong understanding of credit evaluation principles, excellent analytical skills, and the ability to work effectively with various stakeholders.
Key Responsibilities:
- Conduct due diligence on large corporate customers
- Undertake in-depth financial analysis and business model reviews
- Analyze cash flows and working capital
- Review annual reports, borrower/promoter background, and term sheets/sanction letters
- Guide team in credit analysis, decision-making, and rating assignment
- Interact with internal and external stakeholders
- Prepare recommendation notes and propose top management decisions
Requirements:
- CA/MBA from a reputed institute
- Minimum 6 years of experience in credit evaluation in a bank
- Strong technical competencies in financial analysis and market knowledge of industry segment
Technical Skills:
- Financial analysis
- Market knowledge of industry segment
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