Business Development Representative

7 days ago


Kanpur, Uttar Pradesh, India Direct Credit Full time

Job Title: Sales Executive – Personal Loan Sales

Overview:

Direct Credit is a leading provider of unsecured personal loan products. We are seeking an experienced Sales Executive to join our team and contribute to our growth.

Key Responsibilities:

  • Sales & Business Development:
    • Identify and acquire potential customers for personal loans through direct sales, referrals, and digital channels.
    • Promote personal loan offerings, highlighting features like instant approval, flexible repayment, and competitive interest rates.
    • Develop and maintain relationships with individuals, financial intermediaries, and corporate clients for loan sourcing.
  • Lead Generation & Customer Engagement:
    • Generate leads through cold calls, field visits, networking, and partnerships.
    • Understand customer requirements and recommend suitable personal loan options.
  • Loan Application & Documentation:
    • Assist customers in completing loan applications and submitting required documents.
    • Verify KYC, income proof, salary slips, and credit score eligibility.
    • Ensure smooth coordination with internal teams (credit, operations, legal) for loan approvals.

Requirements:

Education: Graduate in Business, Finance, or related field (preferred)

Experience: 1-3 years in Personal Loan Sales

Skills:

  • Strong sales and negotiation skills
  • Good knowledge of personal loan products and credit policies
  • Excellent communication & relationship management skills
  • Ability to work in a target-driven environment
  • Understanding of financial statements and creditworthiness assessment


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