Retail Home Loan Underwriting Expertise Developer

24 hours ago


Vizag, Andhra Pradesh, India beBeeUnderwriter Full time ₹ 90,00,000 - ₹ 1,80,00,000
Job Description

Transforming Underwriting Expertise into Training and Standards

Key Responsibilities
  • Develop foundational knowledge in underwriting for non-specialists: financial ratios, debt-to-income, loan-to-value, income stability, credit bureau analysis, documentation best practices, fraud indicators, and policy exceptions.
  • Train anchors to refine AI outputs: review model responses, apply rules, correct decisions, add reason codes, and document edge cases.
  • Design concise curricula & SOPs: 30–60 minute modules with examples, quizzes, checklists, and localized handouts.
  • Create quality benchmarks: acceptance criteria, pass/fail checklists, quick-fix macros, escalation rules, and calibration guidelines.
  • Determine data requirements from cases: capture missing rules/thresholds; draft data-needs specifications for synthetic data generation.
  • Elevate ethics & privacy standards: ensure personal data handling, fairness, and compliant decision rationales in training and review workflows.
Qualification Requirements
  • 4–8 years of experience in retail/home-loan underwriting (banks/NBFC/MFI) with hands-on decision-making and policy interpretation.
  • Proven training or mentorship experience—comfortable teaching beginners and non-technical learners.
  • Strong grasp of calculations & documents: financial ratios, income proofs, bank statements, credit bureau reports.
  • Fluent in English & Telugu.


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