
Retail Home Loan Underwriting Expertise Developer
24 hours ago
Transforming Underwriting Expertise into Training and Standards
Key Responsibilities- Develop foundational knowledge in underwriting for non-specialists: financial ratios, debt-to-income, loan-to-value, income stability, credit bureau analysis, documentation best practices, fraud indicators, and policy exceptions.
- Train anchors to refine AI outputs: review model responses, apply rules, correct decisions, add reason codes, and document edge cases.
- Design concise curricula & SOPs: 30–60 minute modules with examples, quizzes, checklists, and localized handouts.
- Create quality benchmarks: acceptance criteria, pass/fail checklists, quick-fix macros, escalation rules, and calibration guidelines.
- Determine data requirements from cases: capture missing rules/thresholds; draft data-needs specifications for synthetic data generation.
- Elevate ethics & privacy standards: ensure personal data handling, fairness, and compliant decision rationales in training and review workflows.
- 4–8 years of experience in retail/home-loan underwriting (banks/NBFC/MFI) with hands-on decision-making and policy interpretation.
- Proven training or mentorship experience—comfortable teaching beginners and non-technical learners.
- Strong grasp of calculations & documents: financial ratios, income proofs, bank statements, credit bureau reports.
- Fluent in English & Telugu.
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