Experienced Mortgage Underwriter Required

9 hours ago


Vizag, Andhra Pradesh, India beBeeMortgage Full time ₹ 45,00,000 - ₹ 60,00,000

Job Description:

We are seeking a seasoned underwriter to join our team in Visakhapatnam. As an underwriter, you will be responsible for evaluating borrower profiles and conducting thorough credit checks.

The ideal candidate will have 3.5+ years of relevant experience in underwriting, with a strong understanding of the 4 Cs of Credit – Character, Capacity, Capital, and Collateral. They will also possess excellent analytical and decision-making skills, with high accuracy.

Key Responsibilities:

  • Performing live underwriting with complete end-to-end case ownership.
  • Evaluating borrower profiles using the 4 Cs of Credit.
  • Conducting detailed credit report reviews for accurate risk assessment.
  • Working on both UK Mortgage and US Mortgage underwriting, including income calculation, debt-to-income ratio assessment, loan-to-value ratio evaluation, asset calculation, and PITI review.

Requirements:

  • Minimum 3.5 years of underwriting experience (live/end-to-end).
  • Experience in the UK Mortgage process or the US Mortgage underwriting.
  • Strong knowledge of credit report review, DTI, LTV, PITI, income & asset calculations.
  • Excellent analytical and decision-making skills with high accuracy.

Benefits:

We offer a competitive salary package and opportunities for career growth and continuous learning.



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