Mortgage Business Development Manager

4 days ago

Vizag, Andhra Pradesh, India beBeeCreditRiskAssessor Full time ₹ 1,04,000 - ₹ 1,30,878
Job Title

To underwrite mortgage business and manage the portfolio in assigned branch/location.

Key Responsibilities:
  • Review and assess a broad range of complex loan applications within defined guidelines and take decision or recommend for approval to higher authorities.
  • Underwrite proposals as per laid down policies & procedure to honour agreed SLAs and manage city/area business volumes.
  • Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
  • Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures.
  • Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.
  • Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties.
  • Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems.
  • Exceed service quality standards and strive for continuous process improvement.
  • Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.
  • Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.
  • Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team.
  • Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.
  • Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies.
  • Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team.
  • Follow up and ensure recovery of quick mortality cases between MOV.
Qualifications and Certifications:

Graduate, Masters/Post Graduate

CA/MBA (Preferable)

  • Mortgage Relationship Expert

    3 days ago

    Vizag, Andhra Pradesh, India beBeeRelationship Full time ₹ 1,16,22,264 - ₹ 1,57,26,831

    Unlock Business Growth with Our Mortgage Relationship ExpertAs a skilled and results-driven professional, you will be responsible for proactively identifying and acquiring new customers for home loans and other mortgage products. Building and nurturing long-term relationships with clients is key to our business success. This involves managing relationships...

  • Credit Risk Management Specialist

    4 days ago

    Vizag, Andhra Pradesh, India beBeeCreditRisk Full time ₹ 1,04,000 - ₹ 1,30,878

    Key Responsibilities for this Credit Risk Role:Review loan applications to ensure they meet defined guidelines.Develop and manage business volumes through underwriting proposals in line with policies and procedures.Engage in personal discussions with clients to assess their creditworthiness and document completion.Establish and maintain relationships with...

  • Business Development Manager

    6 days ago

    Vizag, Andhra Pradesh, India RECRIVIO Full time

    Title: Business Development Manager - IT ServicesLocation: Bangalore / Hybrid (India + International Market exposure)Experience: 3-10 years in IT Services Business Development (India + US/EMEA)Employment Type: Full-timeAbout UsRecrivio is a fast-growing IT services and solutions firm specializing in Cloud, Application Development, Web Services, Digital...

  • Business Development Manager

    16 hours ago

    Vizag, Andhra Pradesh, India beBeeRelationship Full time ₹ 15,00,000 - ₹ 25,00,000

    Business Development ManagerKey Responsibilities:Cultivate and expand a portfolio of corporate clients within the region.Evaluate creditworthiness and pursue growth opportunities.Nurture strong relationships with existing clients to enhance portfolio quality.Upsell financial products to maximize revenue potential.Requirements:10+ years of experience in...

  • Business Development Manager

    4 days ago

    Vizag, Andhra Pradesh, India beBeeBusiness Full time ₹ 90,00,000 - ₹ 1,20,00,000

    Area Franchise Growth Manager RoleThe successful candidate will be responsible for the strategic expansion of our franchise network into designated areas.Key Responsibilities:Identify and research potential markets for franchise expansion and develop strategies to achieve growth.Lead the onboarding process for new franchise partners, including lead...

  • Business Development Manager

    17 hours ago

    Vizag, Andhra Pradesh, India beBeeNegotiator Full time ₹ 9,00,000 - ₹ 12,00,000

    Job OverviewThis role involves managing relationships with various stakeholders, including consultants and industry experts.Main Responsibilities:Manage project collaborations and ensure timely approvals.Provide technical support and facilitate clarifications.Analyze market offerings and negotiate commercial terms.Coordinate bid clarifications and develop...

  • Business Development Manager Healthcare

    2 weeks ago

    Vizag, Andhra Pradesh, India Vertex Elite LLC Full time

    Dear Healthcare Business Development Manager, Vertex Elite is currently seeking qualified Healthcare Business Development Manager(Healthcare BDM) . If you or someone you know is interested, please feel free to reach out for more details or share your updated resume. Job Type : Full time position with Vertex Elite Solutions Pvt Ltd Location : Visakhapatnam,...

  • Business Development Manager

    5 days ago

    Vizag, Andhra Pradesh, India beBeecommercial Full time ₹ 15,00,000 - ₹ 25,00,000

    About the RoleWe are seeking a seasoned Commercial Finance Specialist to join our team. As a Commercial Finance Specialist, you will be responsible for managing relationships with clients and identifying new business opportunities.Main Responsibilities:Minimum 2+ years of experience in sales or commercial financeStrong understanding of commercial vehicle...

  • Regional Business Development Manager

    1 week ago

    Vizag, Andhra Pradesh, India beBeeRegional Full time ₹ 12,00,000 - ₹ 25,00,000

    Job Overview:This role is centered around overseeing regional expansion and driving business growth.Develop strategic plans to increase the franchise footprint in Karnataka Region.Manage daily operations, focusing on sales efficiency and profitability.Maintain accurate records of sales orders, collections, and existing franchise activity reports.Perform...

  • Insurance Business Development Manager

    2 weeks ago

    Vizag, Andhra Pradesh, India beBeeBusiness Full time

    Lead and Drive BusinessWe are seeking a leader who can provide strategic direction to a team to achieve sales targets and maintain a healthy business base.Key ResponsibilitiesLeadership & Strategy: Offer direct support to team members with channel expertise, product knowledge, and strategic market advice. Provide strong leadership by clearly communicating...