Senior Mortgage Specialist

2 days ago


Jamnagar, Gujarat, India beBeeUnderwriter Full time ₹ 45,00,000 - ₹ 60,00,000
Job Description:

We are seeking a skilled Underwriter to perform live underwriting with complete end-to-end case ownership.

  • Evaluate borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral.
  • Conduct a detailed credit report review for accurate risk assessment.
  • Work on both UK mortgage and US mortgage underwriting, including income calculation, debt-to-income ratio assessment, loan-to-value ratio evaluation, asset calculation, and PITI review.
  • Ensure compliance with internal policies and regulatory guidelines.
Required Skills and Qualifications:

The ideal candidate will have a minimum of 3.5 years of underwriting experience (live/end-to-end) and strong knowledge of credit report review, DTI, LTV, PITI, income, and asset calculations.

  • Experience in the UK mortgage process or US mortgage underwriting is required.
  • Excellent analytical and decision-making skills with high accuracy are necessary.
  • Comfortable working in a UK shift environment and having strong communication and stakeholder management skills.
Benefits:

Our company offers competitive remuneration, career growth opportunities, continuous learning, and a supportive team culture.

As an underwriter, you will have the opportunity to work on challenging UK and US mortgage underwriting cases.



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