
Senior Mortgage Specialist
2 days ago
We are seeking a skilled Underwriter to perform live underwriting with complete end-to-end case ownership.
- Evaluate borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral.
- Conduct a detailed credit report review for accurate risk assessment.
- Work on both UK mortgage and US mortgage underwriting, including income calculation, debt-to-income ratio assessment, loan-to-value ratio evaluation, asset calculation, and PITI review.
- Ensure compliance with internal policies and regulatory guidelines.
The ideal candidate will have a minimum of 3.5 years of underwriting experience (live/end-to-end) and strong knowledge of credit report review, DTI, LTV, PITI, income, and asset calculations.
- Experience in the UK mortgage process or US mortgage underwriting is required.
- Excellent analytical and decision-making skills with high accuracy are necessary.
- Comfortable working in a UK shift environment and having strong communication and stakeholder management skills.
Our company offers competitive remuneration, career growth opportunities, continuous learning, and a supportive team culture.
As an underwriter, you will have the opportunity to work on challenging UK and US mortgage underwriting cases.
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